By Helgi Analytics - February 19, 2020
Mediobanca made a net profit of EUR 200 mil under revenues of EUR 593 mil in the fourth quarter of 2019, down 2.31% and up ...
By Helgi Analytics - February 19, 2020
Mediobanca stock traded at EUR 9.81 per share at the end fourth quarter of 2019 implying a market capitalization of USD 9,777 mil. Sinc...
By Helgi Analytics - February 19, 2020
Mediobanca stock traded at EUR 9.81 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 9,777 mil...
| Profit Statement | 2017 | 2018 | 2019 | |
| Net Interest Income | EUR mil | 1,359 | 1,450 | 1,510 |
| Net Fee Income | EUR mil | 378 | 456 | 440 |
| Other Income | EUR mil | 584 | 495 | 443 |
| Total Revenues | EUR mil | 2,321 | 2,401 | 2,393 |
| Staff Cost | EUR mil | 532 | 558 | 581 |
| Operating Profit | EUR mil | 1,051 | 1,087 | 1,132 |
| Provisions | EUR mil | 286 | 209 | 210 |
| Net Profit | EUR mil | 691 | 813 | 835 |
| Balance Sheet | 2017 | 2018 | 2019 | |
| Interbank Loans | EUR mil | 8,637 | 7,999 | 10,513 |
| Customer Loans | EUR mil | 38,086 | 40,532 | 46,087 |
| Total Assets | EUR mil | 70,446 | 72,301 | 78,245 |
| Shareholders' Equity | EUR mil | 9,192 | 9,732 | 9,899 |
| Interbank Borrowing | EUR mil | 15,500 | 15,716 | 18,640 |
| Customer Deposits | EUR mil | 19,788 | 20,513 | 23,517 |
| Issued Debt Securities | EUR mil | 20,109 | 20,609 | 20,078 |
| Ratios | 2017 | 2018 | 2019 | |
| ROE | % | 7.57 | 8.59 | 8.51 |
| ROA | % | 2.90 | 2.77 | 2.61 |
| Costs (As % Of Assets) | % | 3.51 | 3.34 | 2.91 |
| Costs (As % Of Income) | % | 54.7 | 54.7 | 52.7 |
| Capital Adequacy Ratio | % | 16.9 | 18.1 | 17.5 |
| Net Interest Margin | % | 1.94 | 2.03 | 2.01 |
| Loans (As % Of Deposits) | % | 192 | 198 | 196 |
| NPLs (As % Of Loans) | % | 5.19 | 5.31 | 4.80 |
| Provisions (As % Of NPLs) | % | 75.0 | 68.1 | 60.4 |
| Valuation | 2017 | 2018 | 2019 | |
| Price/Earnings (P/E) | 10.8 | 8.46 | 9.51 | |
| Price/Book Value (P/BV) | 0.812 | 0.708 | 0.803 | |
| Dividend Yield | % | 4.28 | 5.90 | 5.18 |
| Earnings Per Share (EPS) | EUR | 0.802 | 0.941 | 0.954 |
| Book Value Per Share | EUR | 10.6 | 11.2 | 11.3 |
| Dividend Per Share | EUR | 0.370 | 0.470 | 0.470 |
Get all company financials in excel:
| summary | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 1,113 | 1,146 | 1,190 | 1,281 | 1,359 | |||||||||||||||||||||||||||
| Total Revenues | EUR mil | 1,547 | 1,850 | 1,984 | 1,988 | 2,321 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | 733 | 998 | 1,066 | 969 | 1,051 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | -176 | 467 | 592 | 623 | 691 | |||||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,391 | 9,865 | 9,768 | 8,954 | 8,637 | |||||||
| Customer Loans | EUR mil | 33,878 | 32,046 | 33,433 | 34,314 | 38,086 | |||||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19,568 | 16,544 | 15,537 | 14,976 | 13,377 | |||||||
| Total Assets | EUR mil | 72,841 | 70,464 | 70,711 | 69,819 | 70,446 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 7,066 | 8,066 | 8,995 | 9,070 | 9,192 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 15,214 | 15,111 | 18,111 | 15,940 | 15,500 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 15,301 | 15,363 | 15,395 | 15,791 | 19,788 | |||||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 26,695 | 23,330 | 20,155 | 21,813 | 20,109 | |||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||
| ROE | % | ... | -2.56 | 6.17 | 6.94 | 6.90 | 7.57 | ||||||||||||||||||||||||||
| ROA | % | ... | 2.06 | 3.03 | 3.26 | 2.86 | 2.90 | ||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.29 | 2.58 | 2.80 | 3.01 | 3.51 | ||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 52.6 | 46.0 | 46.3 | 51.2 | 54.7 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.6 | 13.8 | 14.9 | 15.3 | 16.9 | ||||||||||
| Net Interest Margin | % | ... | 1.47 | 1.60 | 1.69 | 1.82 | 1.94 | ||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 71.9 | 61.9 | 60.0 | 64.4 | 58.5 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 19.9 | 18.1 | 18.5 | 16.2 | 16.3 | |||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 47.1 | 44.5 | 45.7 | 43.5 | 41.9 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 20.9 | 25.2 | 26.9 | 26.4 | 24.1 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 221 | 209 | 217 | 217 | 192 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | 46.5 | 45.5 | 47.3 | 49.1 | 54.1 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.93 | 6.75 | 6.83 | 2.84 | 5.19 | ||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 59.3 | 58.2 | 61.6 | 142 | 75.0 | ||||||||||||
| valuation | |||||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | 4,391 | 8,427 | 8,351 | 4,882 | 8,534 | |||||||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 892 | 881 | 879 | 867 | 864 | ||||||||||
| Share Price (End Of Period) | EUR | 4.00 | 7.28 | 8.80 | 5.16 | 8.64 | |||||||||||||||||||||||||||
| Earnings Per Share (EPS) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.210 | 0.532 | 0.383 | 0.721 | 0.802 | ||||||||||
| Book Value Per Share | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.92 | 9.16 | 10.2 | 10.5 | 10.6 | ||||||||||
| Dividend Per Share | EUR | ... | 0 | 0.150 | 0.250 | 0.270 | 0.370 | ||||||||||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.7 | 23.0 | 7.15 | 10.8 | |||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.505 | 0.795 | 0.860 | 0.493 | 0.812 | |||||||||||
| Dividend Yield | % | ... | 0 | 2.06 | 2.84 | 5.24 | 4.28 | ||||||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -333 | -353 | -28.1 | 88.5 | 11.1 | |||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.49 | 15.6 | 11.7 | 2.22 | 1.75 |
| income statement | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||||
| Interest Income | EUR mil | 2,773 | 2,465 | 2,139 | 1,987 | 1,998 | |||||||||||||||||||||||||||
| Interest Cost | EUR mil | 1,660 | 1,319 | 949 | 706 | 639 | |||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 1,113 | 1,146 | 1,190 | 1,281 | 1,359 | |||||||||||||||||||||||||||
| Net Fee Income | EUR mil | ... | ... | ... | ... | ... | ... | 308 | 335 | 366 | 323 | 378 | |||||||||||||||||||||
| Other Income | EUR mil | ... | ... | ... | ... | ... | ... | 126 | 370 | 427 | 385 | 584 | |||||||||||||||||||||
| Total Revenues | EUR mil | 1,547 | 1,850 | 1,984 | 1,988 | 2,321 | |||||||||||||||||||||||||||
| Staff Cost | EUR mil | 384 | 379 | 419 | 443 | 532 | |||||||||||||||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.1 | 18.2 | 19.2 | 19.6 | 17.6 | ||||||||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 411 | 455 | 479 | 556 | 721 | ||||||||||
| Operating Cost | EUR mil | 814 | 852 | 918 | 1,019 | 1,270 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | 733 | 998 | 1,066 | 969 | 1,051 | |||||||||||||||||||||||||||
| Provisions | EUR mil | 510 | 682 | 469 | 399 | 286 | |||||||||||||||||||||||||||
| Extra and Other Cost | EUR mil | 246 | -188 | -164 | -193 | -66.4 | |||||||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | -22.8 | 504 | 761 | 763 | 831 | |||||||||||||||||||||||||||
| Tax | EUR mil | 158 | 40.5 | 165 | 137 | 148 | |||||||||||||||||||||||||||
| Minorities | EUR mil | -4.17 | -3.41 | 3.09 | 3.07 | -7.95 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | -176 | 467 | 592 | 623 | 691 | |||||||||||||||||||||||||||
| Dividends | EUR mil | ... | 0 | 127 | 213 | 231 | 320 | ||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -5.62 | 2.97 | 3.87 | 7.64 | 6.08 | ||||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | -21.3 | 8.68 | 9.40 | -11.9 | 17.1 | ||||||||||||||||||||
| Total Revenue Growth | % | ... | 3.73 | 19.6 | 7.21 | 0.238 | 16.7 | ||||||||||||||||||||||||||
| Operating Cost Growth | % | ... | -2.20 | 4.62 | 7.72 | 11.0 | 24.7 | ||||||||||||||||||||||||||
| Operating Profit Growth | % | ... | 11.2 | 36.2 | 6.77 | -9.05 | 8.40 | ||||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | -111 | -2,309 | 51.0 | 0.347 | 8.91 | ||||||||||||||||||||||||||
| Net Profit Growth | % | ... | -317 | -365 | 26.9 | 5.22 | 10.9 |
| balance sheet | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| balance sheet | |||||||||||||||||||||||||||||||||
| Cash | EUR mil | 28.8 | 33.9 | 49.0 | 156 | 1,330 | |||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,391 | 9,865 | 9,768 | 8,954 | 8,637 | |||||||
| Customer Loans | EUR mil | 33,878 | 32,046 | 33,433 | 34,314 | 38,086 | |||||||||||||||||||||||||||
| Retail Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28,346 | 26,596 | 28,427 | 27,576 | 30,385 | |||
| Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18,747 | 16,676 | 17,676 | 18,444 | 19,845 | |||
| Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,599 | 9,920 | 10,750 | 9,132 | 10,540 | |||
| Debt Securities | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19,568 | 16,544 | 15,537 | 14,976 | 13,377 | |||||||
| Fixed Assets | EUR mil | 295 | 306 | 309 | 305 | 306 | |||||||||||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 412 | 409 | 410 | 453 | 552 | |||||||||||||||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 366 | 366 | 374 | 417 | 484 | |||||||||||
| Total Assets | EUR mil | 72,841 | 70,464 | 70,711 | 69,819 | 70,446 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 7,066 | 8,066 | 8,995 | 9,070 | 9,192 | |||||||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | 107 | 105 | 108 | 89.2 | 82.7 | |||||||||||||||||||||||||||
| Liabilities | EUR mil | 65,776 | 62,398 | 61,716 | 60,749 | 61,254 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 15,214 | 15,111 | 18,111 | 15,940 | 15,500 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 15,301 | 15,363 | 15,395 | 15,791 | 19,788 | |||||||||||||||||||||||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,360 | 4,282 | 6,949 | 9,241 | 13,977 | ||||||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,221 | 9,410 | 7,116 | 5,477 | 4,592 | ||||||
| Issued Debt Securities | EUR mil | 26,695 | 23,330 | 20,155 | 21,813 | 20,109 | |||||||||||||||||||||||||||
| Other Liabilities | EUR mil | 8,565 | 8,594 | 8,055 | 7,205 | 5,857 | |||||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,720 | 2,253 | 2,385 | 1,017 | 2,056 | |||||||||||||||
| Gross Loans | EUR mil | ... | ... | 34,899 | 33,357 | 34,902 | 35,759 | 39,627 | |||||||||||||||||||||||||
| Total Provisions | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,021 | 1,311 | 1,470 | 1,445 | 1,542 | ||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | -9.14 | -5.41 | 4.33 | 2.64 | 11.0 | ||||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.60 | -6.17 | 6.88 | -2.99 | 10.2 | ||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -11.1 | -11.0 | 6.00 | 4.34 | 7.60 | ||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.53 | 3.34 | 8.37 | -15.1 | 15.4 | ||
| Total Asset Growth | % | ... | -7.42 | -3.26 | 0.350 | -1.26 | 0.898 | ||||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 5.33 | 14.2 | 11.5 | 0.831 | 1.34 | ||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | -2.21 | 0.401 | 0.210 | 2.57 | 25.3 |
| ratios | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| ratios | |||||||||||||||||||||||||||||||||
| ROE | % | ... | -2.56 | 6.17 | 6.94 | 6.90 | 7.57 | ||||||||||||||||||||||||||
| ROA | % | ... | 2.06 | 3.03 | 3.26 | 2.86 | 2.90 | ||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.29 | 2.58 | 2.80 | 3.01 | 3.51 | ||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 52.6 | 46.0 | 46.3 | 51.2 | 54.7 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.6 | 13.8 | 14.9 | 15.3 | 16.9 | ||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.8 | 11.1 | 12.0 | 12.1 | 13.3 | ||||||||||||||
| Net Interest Margin | % | ... | 1.47 | 1.60 | 1.69 | 1.82 | 1.94 | ||||||||||||||||||||||||||
| Interest Spread | % | ... | 1.25 | 1.38 | 1.50 | 1.67 | 1.80 | ||||||||||||||||||||||||||
| Asset Yield | % | ... | 3.66 | 3.44 | 3.03 | 2.83 | 2.85 | ||||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 2.41 | 2.06 | 1.53 | 1.15 | 1.05 | ||||||||||||||||||||||||||
| Payout Ratio | % | ... | 0 | 27.2 | 35.9 | 37.1 | 46.3 | ||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 71.9 | 61.9 | 60.0 | 64.4 | 58.5 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 19.9 | 18.1 | 18.5 | 16.2 | 16.3 | |||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 8.17 | 20.0 | 21.5 | 19.3 | 25.2 | |||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | 11,561 | 11,038 | 10,568 | 9,813 | 10,374 | ||||||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | ... | ... | ... | ... | ... | 8,709 | 8,563 | 9,219 | 9,153 | 9,239 | ||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 47.1 | 44.5 | 45.7 | 43.5 | 41.9 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 20.9 | 25.2 | 26.9 | 26.4 | 24.1 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 221 | 209 | 217 | 217 | 192 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | 46.5 | 45.5 | 47.3 | 49.1 | 54.1 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.93 | 6.75 | 6.83 | 2.84 | 5.19 | ||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 59.3 | 58.2 | 61.6 | 142 | 75.0 | ||||||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.01 | 4.09 | 4.40 | 4.21 | 4.05 | ||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 1.43 | 2.07 | 1.43 | 1.18 | 0.790 |
| other data | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| other data | |||||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 208 | 215 | 221 | 222 | 307 | |||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | 3,673 | 3,688 | 3,790 | 4,036 | 4,798 | |||||||||||||||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 22.0 | 27.9 | 45.1 | 58.5 | 70.6 | ||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 52,372 | 58,744 | 59,577 | 53,862 | 52,708 | ||||||||
| Return on Loans | % | ... | -0.495 | 1.42 | 1.81 | 1.84 | 1.91 | ||||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 2.06 | 3.03 | 3.26 | 2.86 | 2.90 | ||||||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 2.29 | 2.58 | 2.80 | 3.01 | 3.51 | ||||||||||||||||||||||||||
| Equity (As % Of Loans) | % | 20.9 | 25.2 | 26.9 | 26.4 | 24.1 |
Get all company financials in excel:
By Helgi Analytics - February 19, 2020
Mediobanca's retail loans reached EUR 38,815 mil at the end of 2019-12-31, up 1.57% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 83.9% of the bank's loan book at the en...
By Helgi Analytics - February 19, 2020
Mediobanca's Equity reached 12.5% of total assets in the 4Q2019, up from 12.1% for the previous year. As a share of net customer loans, the ratio amounted to 22.4% at the end of the fourth quarter of 2019. ...
By Helgi Analytics - February 19, 2020
Mediobanca's customer loan growth reached 4.12% in 2019-12-31, down from 13.2% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 40.9% in 2006-09-30 and an all time low of -14.0% in 2014-09-30. In the last de...
By Helgi Analytics - February 19, 2020
Mediobanca made a net profit of EUR 835 mil under revenues of EUR 2,393 mil in 2019, up 2.7179014631542% and -0.33522391291675% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 1,015 mil in 2008 and an all ti...
By Helgi Analytics - February 19, 2020
Mediobanca employed 4,805 persons in 2019, up 1.87% when compared to the previous year. Historically, the bank's workforce hit an all time high of 4,805 persons in 2019 and an all time low of 1,472 in 2004. Average cost reached USD 11,805 per month per employee, ...
By Helgi Analytics - February 19, 2020
Mediobanca generated total banking revenues of EUR 2,393 mil in 2019, down 0.33522391291675% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 2,401 mil in ...
By Helgi Analytics - February 19, 2020
Mediobanca's cost to income ratio reached 52.7% in 2019, down from 54.7% compared to the previous year. Historically, the bank’s costs reached an all time high of 55.8% of income in 2012 and an all time low of 30.9% in 2006. When compared to total assets, ...
By Helgi Analytics - February 19, 2020
Mediobanca's non-performing loans reached 4.80% of total loans at the end of 2019, down from 5.31% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.83% in 2015 and an all time low of 0.208% in 1999. Provision coverage amo...
By Helgi Analytics - February 19, 2020
Mediobanca's net interest margin amounted to 2.01% in 2019, down from 2.03% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.19% in 1991 and an all time low of 1.30% in 2009. The average margin in...
By Helgi Analytics - February 19, 2020
Mediobanca stock traded at EUR 9.07 per share at the end 2019 implying a market capitalization of USD 8,979 mil. Since the end of 2014, the stock has appreciated by 24.5 % implying an annual average growth of 4.49 %. In absolute terms, the value of the company ro...
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