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Provident Financial

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Provident Financial

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summary Unit
1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

Sales GBP mil
Gross Profit GBP mil
EBIT GBP mil
Net Profit GBP mil
ROE %
EBIT Margin %
Net Margin %
Employees
                                            980 1,078 1,076 1,113 1,183    
                                            490 539 538 557 592    
                                            260 277 314 365 410    
                                            148 141 176 218 263    
                                            42.2% 35.6% 34.1% 33.0% 35.1%    
                                            26.5% 25.6% 29.2% 32.8% 34.7%    
                                            15.1% 13.1% 16.3% 19.6% 22.2%    
                                            3,786 3,833 3,568 3,310 3,261    

balance sheet

                                            1,687 1,810 2,259 2,468 2,827    
                                            168 143 395 466 560    
                                            1,518 1,667 1,864 2,002 2,267    
                                            375 417 613 708 790    
                                            1,311 1,393 1,646 1,761 2,037    
                                            1,041 1,170 1,376 1,358 1,546    
                                            270 223 270 402 491    
                                            4.18 4.12 4.20 3.82 3.87    
                                            2.99 2.80 2.20 2.01 2.05    
                                            6.64% 5.97% 5.58% 5.18% 3.48%    

valuation

...                                           3,053 3,756 5,617 7,345 5,180    
                                            187 189 193 199 200    
...                                           10.1 12.0 18.7 24.9 21.1    
                                            0.793 0.748 0.911 1.10 1.32    
                                            2.01 2.21 3.18 3.55 3.96    
                                            0.565 0.622 0.717 0.879 0.985    
...                             ...             12.7 16.1 20.5 22.7 16.0    
...                                           5.01 5.44 5.88 7.00 5.33    
...                                           5.61% 5.17% 3.83% 3.53% 4.67%    
...                               ...           21.2% -5.70% 21.9% 20.3% 20.2%    
...                                           12.9% 9.90% 43.9% 11.7% 11.3%    

Download Data
income statement Unit
1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

income statement

Sales GBP mil
Cost of Goods & Services GBP mil
Gross Profit GBP mil
Staff Cost GBP mil
Other Cost GBP mil
EBITDA GBP mil
Depreciation GBP mil
EBIT GBP mil
Financing Cost GBP mil
Extraordinary Cost GBP mil
Pre-Tax Profit GBP mil
Tax GBP mil
Minorities GBP mil
Net Profit GBP mil
Dividends GBP mil
                                            980 1,078 1,076 1,113 1,183    
                                            490 539 538 557 592    
                                            490 539 538 557 592    
                                            127 130 146 159 186    
                                            94.3 126 71.0 24.9 -13.3    
                                            269 283 321 373 419    
                                            8.60 6.70 6.60 7.70 8.70    
                                            260 277 314 365 410    
                                            74.7 74.2 77.5 80.0 60.1    
                                            -11.3 19.9 11.9 11.8 6.30    
                                            197 182 225 274 344    
                                            48.7 41.4 49.0 55.4 81.0    
                                            0 0 0 0 0    
                                            148 141 176 218 263    
                                            104 115 136 173 195    

growth rates

...                                           7.60% 10.0% -0.223% 3.48% 6.30%    
...                                           2.55% 15.6% -15.1% -15.6% -5.91%    
...                                           12.1% 5.40% 13.2% 16.4% 12.3%    
...                                           12.0% 6.31% 13.6% 16.4% 12.3%    
...                                           21.3% -7.27% 23.1% 21.8% 25.7%    
...                               ...           23.5% -4.73% 24.5% 24.3% 20.5%    

ratios

                                            42.2% 35.6% 34.1% 33.0% 35.1%    
                                            136% 152% 92.9% 70.6% 74.4%    
                                            50.0% 50.0% 50.0% 50.0% 50.0%    
                                            27.4% 26.3% 29.8% 33.5% 35.4%    
                                            26.5% 25.6% 29.2% 32.8% 34.7%    
                                            15.1% 13.1% 16.3% 19.6% 22.2%    
                              ...             70.0% 81.6% 77.5% 79.1% 74.0%    
                                            6.64% 5.97% 5.58% 5.18% 3.48%    
                                            4.18 4.12 4.20 3.82 3.87    

Download Data
balance sheet Unit
1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

balance sheet

                                            168 143 395 466 560    
                                            23.9 22.8 27.4 29.5 30.3    
                                            1,518 1,667 1,864 2,002 2,267    
                                            0 0 0 0 0    
                                            0.100 0.100 0.100 0.100 0.100    
                                            79.1 119 146 171 232    
                                            1,687 1,810 2,259 2,468 2,827    
                                            375 417 613 708 790    
                            ... ...             0 0 0 0 0    
                                            1,311 1,393 1,646 1,761 2,037    
                                            1,041 1,170 1,376 1,358 1,546    
                                            1,032 1,163 1,358 1,343 1,535    
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 0 13.6 14.9 10.7    
                                            270 223 270 402 491    
                                            170 121 135 253 320    
                                            60.6 65.8 94.3 149 170    
                                            1,687 1,810 2,259 2,468 2,827    

growth rates

...                                           14.1% 7.33% 24.8% 9.28% 14.5%    
...                                           15.1% 11.0% 47.1% 15.4% 11.6%    
...                                           12.2% 3.86% 15.6% 5.81% 13.9%    
...                                           14.5% 6.93% 16.2% 6.91% 16.2%    

ratios

                                            1,201 1,285 1,493 1,596 1,855    
                                            1,122 1,166 1,347 1,425 1,623    
                                            -60.5 -65.7 -94.2 -149 -170    
                                            108 77.6 300 318 389    
                                            2.99 2.80 2.20 2.01 2.05    
                                            6.64% 5.97% 5.58% 5.18% 3.48%    

Download Data
cash flow Unit
1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

cash flow

Net Profit GBP mil
Depreciation GBP mil
                                            148 141 176 218 263    
                                            8.60 6.70 6.60 7.70 8.70    

ratios

                                            0.037 0.034 0.034 0.033 0.031    
                                            0 0 0 0 0    
                                            45.1 44.6 64.0 97.6 105    
                                            -45.1 -44.5 -64.0 -97.6 -105    
                                            157 148 182 226 272    
                                            0.839 0.783 0.945 1.13 1.36    
...                                           12.0 15.3 19.8 21.9 15.5    

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other data Unit
1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018

other data

                                            9.35% 8.06% 8.63% 9.23% 9.93%    
                                            50.0% 50.0% 50.0% 50.0% 50.0%    
                                            4,430 4,401 5,488 6,066 6,387    
                                            2,795 2,815 3,417 3,993 4,751    
                                            17.6% 16.2% 19.2% 21.2% 24.1%    
                                            24.8% 22.7% 21.8% 20.2% 23.6%    
...                                           4,876 5,687 7,716 9,457 7,177    
...                                           11.5 12.8 15.0 16.7 12.7    
...                                           27.9 44.2 16.5 20.1 15.0    
...                                           3.14 3.37 4.47 5.59 4.51    
...                                           11.8 13.2 15.3 17.0 13.0    

Download Data
Provident Financial in Numbers

This Annual Statistical Dossier offers a summary of Provident Financial's performance between 1990 and 2018 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the company's balance sheet, income statement, cash flow and the main ratios related to the firm's business.

If you are only interested

Read more »

This Annual Statistical Dossier offers a summary of Provident Financial's performance between 1990 and 2018 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the company's balance sheet, income statement, cash flow and the main ratios related to the firm's business.

If you are only interested in particular areas of the company's business, you can find and download specific indicators from the company's Corporate Profile, or specific charts from the company's Chart Section.

If you are interested in the company’s quarterly figures, please refer to the company’s Quarterly Statistical Dossier.

Provident Financial stock traded at GBP 6.06 per share at the end 2018 implying a market capitalization of USD 1,849 mil.

Since the end of 2013, the stock has depreciated by -49.6% implying an annual average growth of -12.8%.

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Provident Financial stock traded at GBP 6.06 per share at the end 2018 implying a market capitalization of USD 1,849 mil.

Since the end of 2013, the stock has depreciated by -49.6% implying an annual average growth of -12.8%. In absolute terms, the value of the company fell by USD -1,907 mil.

Historically, the Provident Financial’s stock price reached an all time high of GBP 24.9 in 2015 and an all time low of GBP 1.26 in 1991.

At the end of 2018, the company traded at price to earnings of 24.2x and EV/EBITDA of 14.1x. The firm generated its shareholders an average return on equity of 18.4% in the last five years and average dividend yield of 2.74%.

You can see all the company’s data at Provident Financial Profile, or you can download a report on the company in the report section.

Provident Financial made a net profit of CZK GBP 60.3 mil under revenues of GBP 1,124 mil in 2018, up 145% and -6.01%, respectively, when compared to the last year.

This translates into a net margin of 5.36%. Historically, the

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Provident Financial made a net profit of CZK GBP 60.3 mil under revenues of GBP 1,124 mil in 2018, up 145% and -6.01%, respectively, when compared to the last year.

This translates into a net margin of 5.36%. Historically, the firm’s net margin reached an all time high of 22.2% in 2016 and an all time low of -11.2% in 2017. The average net margin in the last five years amounted to 10.5%.

On the operating level, EBITDA margin reached 18.0% and EBIT amounted to 18.8% of sales in 2018.

You can see all the company’s data at Provident Financial Profile, or you can download a report on the company in the report section.

Provident Financial employed 3,800 persons in 2018, down 21.7% when compared to the previous year. Historically, the firm's workforce hit an all time high of 7,786 in 2006 and an all time low of 2,856 in 2008.

Average cost reached

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Provident Financial employed 3,800 persons in 2018, down 21.7% when compared to the previous year. Historically, the firm's workforce hit an all time high of 7,786 in 2006 and an all time low of 2,856 in 2008.

Average cost reached USD 6,729 per month per employee per month, 48.8% more than a year ago. This figure was USD 6,126 per month per month some 10 years ago.

You can see all the company’s data at Provident Financial Profile, or you can download a report on the company in the report section.

Provident Financial's total assets reached GBP 2,921 mil at the end of 2018, up 8.14% when compared to the previous year.

Current assets amounted to GBP 2,299 mil, or 78.7% of total assets while cash reached GBP 436 mil at the end of 2018.

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Provident Financial's total assets reached GBP 2,921 mil at the end of 2018, up 8.14% when compared to the previous year.

Current assets amounted to GBP 2,299 mil, or 78.7% of total assets while cash reached GBP 436 mil at the end of 2018.

On the other hand, total debt reached GBP 2,056 mil at the year-end, or 78.7% of total assets while firm's equity amounted to GBP 696 mil. As a result, net debt reached GBP 1,620 mil at the end of 2018 and accounted for 233% of equity.

You can see all the company’s data at Provident Financial Profile, or you can download a report on the company in the report section.

See all charts of the company »
Provident Financial's price/earnings (P/E) rose 344% to 24.2 in 2018
Provident Financial's net profit rose 145% to GBP 60.3 mil in 2018
Provident Financial's employees fell 21.7% to 3,800 in 2018
Provident Financial's Net Debt/EBITDA fell 21.8% to 7.65 in 2018
Provident Financial's Net Margin rose 148% to 5.36% in 2018
Provident Financial's Cash & Cash Equivalents rose 32.6% to GBP 436 mil in 2018
Provident Financial's ROCE rose 140% to 12.0% in 2018
Provident Financial's Share Price fell 7.78% to GBP 6.06 in 2018