We use cookies to personalise the web experience for you. By using www.helgilibrary.com, you agree to our use of cookies.
Some cookies are also used by Google Analytics, which anonymously tracks visitors and helps us to analyse how users use our website. Read more

Raiffeisen Bank Polska

Banking > Poland > Raiffeisen Bank Polska
Change Company
Raiffeisen Bank Polska

Raiffeisen Bank Polska S.A. is a Poland-based medium-sized universal bank. The Bank offers a typical range of banking services and products for retail as well as corporate segment, but provides also investment banking and treasury services, asset management, private banking, or leasing, for example. Raiffeisen Bank Polska S.A. offers its products and services to some 0.8 mil clients through a network of 326 branches. The Bank was founded

Read more »
Raiffeisen Bank Polska S.A. is a Poland-based medium-sized universal bank. The Bank offers a typical range of banking services and products for retail as well as corporate segment, but provides also investment banking and treasury services, asset management, private banking, or leasing, for example. Raiffeisen Bank Polska S.A. offers its products and services to some 0.8 mil clients through a network of 326 branches. The Bank was founded in 1991 and is based in Warsaw, Poland. Raiffeisen Bank Polska operates as a subsidiary of Raiffeisen Bank International AG (RBI). RBI operates in 17 different countries, employes about 60,000 people and services approximatelly 14.4 million customers through more than 3,100 branches.

Buy all financials of Raiffeisen Bank Polska

from $199 /month

Buy annual subscriptions for all our products.

summary Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

            820 950 1,212 1,224 1,081    
            1,525 1,889 2,097 1,901 1,749    
...           690 573 602 552 389    
            317 -32.0 147 338 186    

balance sheet

            280 246 368 655 1,326    
            22,939 39,587 37,654 39,819 39,206    
            7,504 9,882 11,107 13,791 16,412    
            32,822 54,668 53,401 58,648 61,905    
            3,286 5,969 6,119 6,152 6,389    
            8,513 14,427 15,937 16,390 13,089    
            19,633 32,186 30,130 32,878 37,762    
            860 1,868 558 2,581 2,483    

ratios

            9.97% -0.692% 2.43% 5.50% 2.97%    
            1.05% -0.073% 0.272% 0.603% 0.309%    
...           2.77% 3.01% 2.77% 2.41% 2.26%    
...           54.8% 69.7% 71.3% 70.9% 77.7%    
...           10.9% 12.0% 12.4% 12.9% 13.6%    
            2.72% 2.17% 2.24% 2.19% 1.79%    
            53.8% 50.3% 57.8% 64.4% 61.8%    
            18.8% 16.0% 31.6% 32.2% 35.1%    
...           48.9% 45.1% 45.1% 46.0% 42.5%    
            10.0% 10.9% 11.5% 10.5% 10.3%    
            117% 123% 125% 121% 104%    
            69.9% 72.4% 70.5% 67.9% 63.3%    
...           6.88% 9.65% 9.94% 8.05% 7.90%    
...           54.7% 73.1% 72.7% 62.1% 64.2%    

Download Data
income statement Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

income statement

Interest Income PLN mil
Interest Cost PLN mil
Net Interest Income PLN mil
Net Fee Income PLN mil
Other Income PLN mil
Total Revenues PLN mil
Staff Cost PLN mil
Depreciation PLN mil
Other Cost PLN mil
Operating Cost PLN mil
Operating Profit PLN mil
Provisions PLN mil
Extra and Other Cost PLN mil
Pre-Tax Profit PLN mil
Tax PLN mil
Minorities PLN mil
Net Profit PLN mil
Dividends PLN mil
            1,658 2,519 2,335 2,148 1,918    
            839 1,607 1,122 924 837    
            820 950 1,212 1,224 1,081    
            286 303 663 613 614    
            419 641 222 64.0 54.0    
            1,525 1,889 2,097 1,901 1,749    
...           408 594 674 620 578    
...           85.8 144 155 177 161    
            341 579 667 552 620    
...           835 1,316 1,495 1,349 1,359    
...           690 573 602 552 389    
            251 543 362 107 187    
...           0 < -0.001 < -0.001 0.001 -50.8    
            439 35.0 240 446 253    
            99.0 22.0 57.0 109 67.2    
            23.1 42.6 36.1 -0.741 0    
            317 -32.0 147 338 186    
            10.6 18.0 20.0 ... ...    

growth rates

...           6.63% 15.9% 27.6% 1.02% -11.7%    
...           11.0% 5.94% 119% -7.58% 0.124%    
...           15.9% 23.9% 11.0% -9.33% -8.03%    
... ...         18.1% 57.6% 13.6% -9.77% 0.773%    
... ...         13.2% -17.0% 5.10% -8.26% -29.5%    
...           23.3% -92.0% 586% 85.7% -43.1%    
...           30.3% -110% -559% 130% -44.9%    

market share

            2.66% 3.21% 3.78% 3.30% 3.13%    
            2.04% ... 0.969% 2.13% 1.66%    
... ... ... ... ... ... ... ... 3.10% 3.20% 3.01%    
... ... ... ... ... ... ... ... 2.42% 2.17% 2.31%    

Download Data
balance sheet Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

balance sheet

            1,123 3,100 2,422 2,684 2,704    
            280 246 368 655 1,326    
            22,939 39,587 37,654 39,819 39,206    
...           7,367 27,301 25,456 24,188 23,890    
... ... ... ... ... ... ... ... ... 17,621 18,434    
... ... ... ... ... ... ... ... ... 6,567 5,456    
...           16,320 15,242 15,091 17,698 17,410    
            7,504 9,882 11,107 13,791 16,412    
            378 915 931 892 828    
            32,822 54,668 53,401 58,648 61,905    
            3,286 5,969 6,119 6,152 6,389    
            257 279 298 0.059 0    
            29,536 48,699 47,282 52,497 55,516    
            8,513 14,427 15,937 16,390 13,089    
            19,633 32,186 30,130 32,878 37,762    
...           8,213 18,585 15,116 15,763 19,399    
...           11,392 13,591 15,008 17,115 18,363    
            860 1,868 558 2,581 2,483    
            530 219 657 648 2,181    

asset quality

...           1,640 4,108 4,033 3,376 3,263    
...           23,836 42,590 40,587 41,915 41,300    
...           898 3,003 2,932 2,096 2,094    

growth rates

...           17.0% 72.6% -4.88% 5.75% -1.54%    
... ...         4.45% 271% -6.76% -4.98% -1.23%    
... ... ... ... ... ... ... ... ... ... 4.62%    
... ... ... ... ... ... ... ... ... ... -16.9%    
... ...         24.0% -6.61% -0.991% 17.3% -1.63%    
...           19.3% 66.6% -2.32% 9.83% 5.55%    
...           6.84% 81.7% 2.51% 0.538% 3.86%    
...           21.6% 63.9% -6.39% 9.12% 14.9%    
... ...         54.6% 126% -18.7% 4.29% 23.1%    
... ...         6.01% 19.3% 10.4% 14.0% 7.29%    

market share

            2.50% 4.23% 3.87% 3.83% 3.55%    
...           6.17% 5.60% 5.43% 5.88% 5.32%    
... ... ... ... ... ... ... ... ... 2.82% 2.21%    
...           1.38% 5.12% 4.59% 4.11% 3.80%    
... ... ... ... ... ... ... ... ... 4.95% 4.83%    
            2.54% 4.05% 3.80% 3.83% 3.87%    
            2.17% 3.46% 3.08% 3.14% 3.39%    
...           1.72% 3.60% 2.76% 2.60% 2.91%    
...           5.53% 7.11% 7.16% 7.46% 7.25%    

Download Data
ratios Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

ratios

            9.97% -0.692% 2.43% 5.50% 2.97%    
            1.05% -0.073% 0.272% 0.603% 0.309%    
...           2.77% 3.01% 2.77% 2.41% 2.26%    
...           54.8% 69.7% 71.3% 70.9% 77.7%    
...           10.9% 12.0% 12.4% 12.9% 13.6%    
... ... ... ... ... ... ... ... ... 12.2% 13.0%    
            2.72% 2.17% 2.24% 2.19% 1.79%    
...           2.39% 1.65% 1.98% 1.98% 1.63%    
            5.50% 5.76% 4.32% 3.83% 3.18%    
...           3.11% 4.11% 2.34% 1.85% 1.55%    
            3.35% -56.3% 13.6% ... ...    
            53.8% 50.3% 57.8% 64.4% 61.8%    
            18.8% 16.0% 31.6% 32.2% 35.1%    
            27.5% 33.9% 10.6% 3.37% 3.09%    
... ... ... ... ... ... ... ... 3,191 2,797 2,456    
... ... ... ... ... ... ... ... 10,085 9,165 9,138    
...           48.9% 45.1% 45.1% 46.0% 42.5%    
            10.0% 10.9% 11.5% 10.5% 10.3%    
            117% 123% 125% 121% 104%    
            69.9% 72.4% 70.5% 67.9% 63.3%    
...           6.88% 9.65% 9.94% 8.05% 7.90%    
...           54.7% 73.1% 72.7% 62.1% 64.2%    
...           3.91% 7.58% 7.79% 5.26% 5.34%    
            1.18% 1.74% 0.937% 0.275% 0.473%    

Download Data
other data Unit
2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

other data

... ... ... ... ... ... ... ... 370 326 334    
... ... ... ... ... ... ... ... 5,569 5,638 5,271    
... ... ... ... ... ... ... ... 0.777 ... ... ... ...

Download Data
Comparison of 11 Companies within Raiffeisen New Europe

This Annual Statistical Dossier offers a comparison of 11 banks from Raiffeisen New Europe from 1999 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related

Read more »

This Annual Statistical Dossier offers a comparison of 11 banks from Raiffeisen New Europe from 1999 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier.

Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Comparison of 18 Banks in Poland

This Annual Statistical Dossier offers a comparison of 18 Polish banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking

Read more »

This Annual Statistical Dossier offers a comparison of 18 Polish banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.

You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.

The file contains data of following banks:

If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.

Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.

If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.

Raiffeisen Bank Polska in Numbers

This Annual statistical dossier offers a summary of Raiffeisen Bank Polska's performance between 2005 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality,

Read more »

This Annual statistical dossier offers a summary of Raiffeisen Bank Polska's performance between 2005 and 2017 on an annual basis. The report can be downloaded as an excel file.

You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.

In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track Raiffeisen Polska's market position in mortgage or consumer lending.

If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.

If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.

Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.

Bank Handlowy's loan to deposit ratio reached 55.6% at the end of 2017,

Read more »

Based on a comparison of 18 banks in Poland in 2017, Bank Handlowy operated with the lowest loan to deposit ratio, followed by Bank Pocztowy and Bank Ochrony Srodowiska.

Bank Handlowy's loan to deposit ratio reached 55.6% at the end of 2017, up from 50.6% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 71.6% in 2003 and an all time low of 50.6% in 2016.

Comparing Bank Handlowy with its closest peers, Bank Pocztowy ended the year 2017 with loans to deposits at 78.2%, Bank Ochrony Srodowiska with 79.8% and Bank Millennium some 82.8% of loans to deposits at the end of 2017.

Overall, total loans of the Polish banking sector amounted to 74.0% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Polish banks in the report section.

Based on a comparison of 18 banks in Poland in 2017, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.

Eurobank Poland's net interest margin amounted to 4.81% in 2017, down

Read more »

Based on a comparison of 18 banks in Poland in 2017, Eurobank Poland operated with the highest net interest margin, followed by Alior Bank and Bank Pocztowy.

Eurobank Poland's net interest margin amounted to 4.81% in 2017, down from 4.92% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 5.40% in 2014 and an all time low of 4.81% in 2017. The average margin in the last five years amounted to 4.99%.

Average asset yield was 6.30% in 2017, down from 6.48% when compared to previous year. On the other hand, cost of funding amounted to 1.67% in 2017, down from 1.75%.

Comparing Eurobank Poland with its closest peers, Alior Bank operated in 2017 with a net interest margin of 4.35% Bank Pocztowy reached 3.79% and Getin Holding some 3.55%.

The average net interest margin reached 1.71% in the Polish banking sector in 2017 while interest spread amounted to 3.31%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Polish banks in the report section.

Based on a comparison of 18 banks in Poland in 2017, Santander Bank Polska was the most cost efficient bank, followed by Pekao SA and ING Bank Slaski.

Santander Bank Polska's cost to income ratio reached 43.4% in 2017, down from

Read more »

Based on a comparison of 18 banks in Poland in 2017, Santander Bank Polska was the most cost efficient bank, followed by Pekao SA and ING Bank Slaski.

Santander Bank Polska's cost to income ratio reached 43.4% in 2017, down from 46.5% when compared to the last year. Historically, the bank’s costs reached an all time high of 79.8% in 2001 and an all time low of 43.4% in 2017.

When compared to total assets, bank's cost amounted to 1.39% in 2017, down from 2.39% a year earlier.

Comparing Santander Bank Polska with its closest peers, Pekao SA operated in 2017 with a cost to income ratio of 44.8%, ING Bank Slaski reached 44.8% and mBank some 45.9%.

The average cost to income ratio reached 45.1% in the Polish banking sector in 2017.

You can see all the banks cost efficiency data on the Costs (As % Of Income) indicator page or you can download a report on the Polish banks in the report section.

Based on a comparison of 18 banks in Poland in 2017, PKO BP generated the largest revenues, followed by Santander Bank Polska and Pekao SA.

PKO BP reported total revenues of PLN 12,045 mil, up 11.9% compared to the previous year.

Read more »

Based on a comparison of 18 banks in Poland in 2017, PKO BP generated the largest revenues, followed by Santander Bank Polska and Pekao SA.

PKO BP reported total revenues of PLN 12,045 mil, up 11.9% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of PLN 12,045 mil in 2017 and an all time low of PLN 5,626 mil in 2003. The average revenue in the last five years amounted to PLN 11,142 mil.

Bank's total revenues accounted for 4.06% of total assets in 2017, up from 3.77% a year earlier.

Comparing PKO BP with its closest peers, Santander Bank Polska generated total revenues of PLN 7,764 mil, or 5.09% of assets in 2017, Pekao SA operated with PLN 7,291 mil total income, or 3.93% revenue margin and ING Bank Slaski produced total income worth PLN 4,769 mil, or 3.78% of assets.

Polish banking sector generated total revenues of PLN 179,125 mil in 2017, down 0.589% when compared to the previous year. As a result, the top ranked company - PKO BP accounted for 6.72% of the sector’s total income in 2017. The top 3 companies held a 15.1% share while the five largest firms some 20.3% in 2017.

You can see all the banks revenues data on the Total Revenues indicator page or you can download a report on the Polish banks in the report section.

See all charts of the company »
Raiffeisen Polska's net profit rose 412% to PLN 75.6 mil in 2017
Raiffeisen Polska's customer deposits fell 5.47% to PLN 34,341 mil in 2017
Raiffeisen Polska's retail deposits fell 4.75% to PLN 17,353 mil in 2017
Raiffeisen Polska's corporate deposits fell 6.20% to PLN 16,988 mil in 2017
Raiffeisen Polska's npls (as % of loans) rose 5.88% to 8.35% in 2017
Raiffeisen Polska's customer loans fell 4.29% to PLN 32,413 mil in 2017
Raiffeisen Polska's total revenues rose 6.63% to PLN 1,642 mil in 2017
Raiffeisen Polska's net interest margin rose 22.1% to 2.16% in 2017
Raiffeisen Polska's employees fell 8.30% to 3,978 in 2017
Raiffeisen Polska's net interest income rose 8.37% to PLN 1,105 mil in 2017
Raiffeisen Polska's corporate loans rose 5.88% to PLN 13,189 mil in 2017
Raiffeisen Polska's costs (as % of assets) rose 4.32% to 2.03% in 2017
Raiffeisen Polska's customer loan growth rose 68.5% to -4.29% in 2017