By Helgi Library - August 19, 2019
Raiffeisenbank Russia made a net profit of RUB 9.41 bil under revenues of RUB 21.4 bil in the second quarter of 2019, up 21.4% and ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's customer deposits reached RUB 581 bil in 2015-12-31, down 0.103% compared to the previous year. Russian...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia generated total banking revenues of RUB 21.4 bil in the second quarter of 2019, up 15.5% when compared to t...
| Profit Statement | Dec 2018 | Mar 2019 | Jun 2019 | |
| Net Interest Income | RUB bil | 14.0 | 13.3 | 13.8 |
| Net Fee Income | RUB bil | 5.17 | 4.21 | 4.70 |
| Other Income | RUB bil | 2.76 | 2.57 | 2.88 |
| Total Revenues | RUB bil | 21.9 | 20.1 | 21.4 |
| Operating Profit | RUB bil | 12.1 | 12.1 | 12.7 |
| Provisions | RUB bil | 4.51 | -0.143 | 0.664 |
| Net Profit | RUB bil | 6.32 | 9.66 | 9.41 |
| Balance Sheet | Dec 2018 | Mar 2019 | Jun 2019 | |
| Interbank Loans | RUB bil | 2.02 | 2.40 | 2.20 |
| Customer Loans | RUB bil | 689 | 729 | 762 |
| Total Assets | RUB bil | 1,126 | 1,100 | 1,179 |
| Shareholders' Equity | RUB bil | 146 | 148 | 158 |
| Interbank Borrowing | RUB bil | 33.9 | 26.6 | 58.5 |
| Customer Deposits | RUB bil | 872 | 845 | 886 |
| Ratios | Dec 2018 | Mar 2019 | Jun 2019 | |
| ROE | % | 17.8 | 26.3 | 24.6 |
| ROA | % | 2.37 | 3.47 | 3.30 |
| Costs (As % Of Assets) | % | 3.68 | 2.86 | 3.06 |
| Costs (As % Of Income) | % | 44.8 | 39.6 | 40.8 |
| Capital Adequacy Ratio | % | 24.2 | 25.0 | 23.4 |
| Net Interest Margin | % | 5.25 | 4.79 | 4.85 |
| Loans (As % Of Deposits) | % | 79.0 | 86.3 | 86.0 |
| Growth Rates | Dec 2018 | Mar 2019 | Jun 2019 | |
| Total Revenue Growth | % | 23.8 | 14.2 | 15.5 |
| Operating Cost Growth | % | 16.6 | 7.84 | 12.4 |
| Operating Profit Growth | % | 30.4 | 18.8 | 17.6 |
| Net Profit Growth | % | 4.84 | 0.552 | 21.4 |
| Customer Loan Growth | % | 21.6 | 22.8 | 25.4 |
| Total Asset Growth | % | 33.6 | 23.0 | 26.2 |
| Customer Deposit Growth | % | 35.8 | 27.5 | 26.5 |
| Shareholders' Equity Growth | % | 24.9 | 18.2 | 22.2 |
| Employees | 8,949 | 9,082 | 9,044 | |
Get all company financials in excel:
| summary | Unit | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| income statement | |||||||||||||||||||||||
| Net Interest Income | RUB bil | 11.9 | 12.3 | 12.5 | 13.7 | 14.0 | |||||||||||||||||
| Total Revenues | RUB bil | 17.7 | 17.6 | 18.5 | 20.6 | 21.9 | |||||||||||||||||
| Operating Profit | RUB bil | 9.30 | 10.2 | 10.8 | 12.9 | 12.1 | |||||||||||||||||
| Net Profit | RUB bil | 6.03 | 9.60 | 7.75 | 10.1 | 6.32 | |||||||||||||||||
| balance sheet | |||||||||||||||||||||||
| Interbank Loans | RUB bil | 7.68 | 1.43 | 2.53 | 1.74 | 2.02 | |||||||||||||||||
| Customer Loans | RUB bil | 567 | 594 | 608 | 673 | 689 | |||||||||||||||||
| Debt Securities | RUB bil | 70.6 | 202 | 141 | 165 | 160 | |||||||||||||||||
| Total Assets | RUB bil | 843 | 894 | 935 | 1,008 | 1,126 | |||||||||||||||||
| Shareholders' Equity | RUB bil | 117 | 126 | 129 | 139 | 146 | |||||||||||||||||
| Interbank Borrowing | RUB bil | 18.7 | 45.3 | 46.5 | 16.1 | 33.9 | |||||||||||||||||
| Customer Deposits | RUB bil | 643 | 663 | 700 | 785 | 872 | |||||||||||||||||
| ratios | |||||||||||||||||||||||
| ROE | % | 20.3 | 31.7 | 24.3 | 30.0 | 17.8 | |||||||||||||||||
| ROA | % | 2.92 | 4.42 | 3.39 | 4.14 | 2.37 | |||||||||||||||||
| Costs (As % Of Assets) | % | 4.08 | 3.40 | 3.40 | 3.19 | 3.68 | |||||||||||||||||
| Costs (As % Of Income) | % | 47.6 | 41.9 | 41.9 | 37.5 | 44.8 | |||||||||||||||||
| Capital Adequacy Ratio | % | 24.7 | 23.7 | 24.1 | 24.3 | 24.2 | |||||||||||||||||
| Net Interest Margin | % | 5.74 | 5.65 | 5.49 | 5.65 | 5.25 | |||||||||||||||||
| Interest Income (As % Of Revenues) | % | 67.0 | 69.7 | 67.7 | 66.5 | 63.9 | |||||||||||||||||
| Fee Income (As % Of Revenues) | % | 27.3 | 21.7 | 22.8 | 22.0 | 23.6 | |||||||||||||||||
| Equity (As % Of Assets) | % | 13.8 | 14.1 | 13.8 | 13.8 | 12.9 | |||||||||||||||||
| Loans (As % Of Deposits) | % | 88.2 | 89.6 | 86.8 | 85.7 | 79.0 | |||||||||||||||||
| Loans (As % Assets) | % | 67.3 | 66.4 | 65.0 | 66.7 | 61.2 | |||||||||||||||||
| valuation | |||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | 10.1 | 16.2 | 15.2 | 16.6 | 18.0 |
| income statement | Unit | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| income statement | |||||||||||||||||||||||
| Net Interest Income | RUB bil | 11.9 | 12.3 | 12.5 | 13.7 | 14.0 | |||||||||||||||||
| Net Fee Income | RUB bil | 4.83 | 3.83 | 4.23 | 4.54 | 5.17 | |||||||||||||||||
| Other Income | RUB bil | 1.02 | 1.50 | 1.77 | 2.36 | 2.76 | |||||||||||||||||
| Total Revenues | RUB bil | 17.7 | 17.6 | 18.5 | 20.6 | 21.9 | |||||||||||||||||
| Operating Cost | RUB bil | 8.43 | 7.38 | 7.76 | 7.74 | 9.83 | |||||||||||||||||
| Operating Profit | RUB bil | 9.30 | 10.2 | 10.8 | 12.9 | 12.1 | |||||||||||||||||
| Provisions | RUB bil | 1.80 | -2.00 | 0.881 | 0.078 | 4.51 | |||||||||||||||||
| Extra and Other Cost | RUB bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||
| Pre-Tax Profit | RUB bil | 7.49 | 12.2 | 9.89 | 12.8 | 7.61 | |||||||||||||||||
| Tax | RUB bil | 1.46 | 2.62 | 2.14 | 2.74 | 1.29 | |||||||||||||||||
| Minorities | RUB bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||
| Net Profit | RUB bil | 6.03 | 9.60 | 7.75 | 10.1 | 6.32 | |||||||||||||||||
| growth rates | |||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | 10.1 | 16.2 | 15.2 | 16.6 | 18.0 | |||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | 17.8 | 5.02 | 6.16 | 16.5 | 7.06 | |||||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | 6.94 | 9.92 | 8.59 | 20.8 | 23.8 | |||||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | 10.2 | 13.5 | 13.6 | 16.1 | 16.6 | |||||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | 4.17 | 7.50 | 5.23 | 23.8 | 30.4 | |||||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | 77.9 | 31.7 | -2.62 | 27.2 | 1.56 | |||||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | 88.2 | 31.7 | -2.39 | 27.6 | 4.84 | |||||||||||||
| market share | |||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| balance sheet | |||||||||||||||||||||||
| Interbank Loans | RUB bil | 7.68 | 1.43 | 2.53 | 1.74 | 2.02 | |||||||||||||||||
| Customer Loans | RUB bil | 567 | 594 | 608 | 673 | 689 | |||||||||||||||||
| Debt Securities | RUB bil | 70.6 | 202 | 141 | 165 | 160 | |||||||||||||||||
| Total Assets | RUB bil | 843 | 894 | 935 | 1,008 | 1,126 | |||||||||||||||||
| Shareholders' Equity | RUB bil | 117 | 126 | 129 | 139 | 146 | |||||||||||||||||
| Of Which Minority Interest | RUB bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||
| Liabilities | RUB bil | 726 | 768 | 806 | 869 | 980 | |||||||||||||||||
| Interbank Borrowing | RUB bil | 18.7 | 45.3 | 46.5 | 16.1 | 33.9 | |||||||||||||||||
| Customer Deposits | RUB bil | 643 | 663 | 700 | 785 | 872 | |||||||||||||||||
| growth rates | |||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | 13.6 | 15.2 | 17.0 | 29.6 | 21.6 | |||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | 11.8 | 15.3 | 15.7 | 24.3 | 33.6 | |||||||||||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | 0.564 | 1.97 | 7.13 | 15.0 | 24.9 | |||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | 17.3 | 20.3 | 17.4 | 30.4 | 35.8 | |||||||||||||
| market share | |||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| ratios | Unit | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| ratios | |||||||||||||||||||||||
| ROE | % | 20.3 | 31.7 | 24.3 | 30.0 | 17.8 | |||||||||||||||||
| ROA | % | 2.92 | 4.42 | 3.39 | 4.14 | 2.37 | |||||||||||||||||
| Costs (As % Of Assets) | % | 4.08 | 3.40 | 3.40 | 3.19 | 3.68 | |||||||||||||||||
| Costs (As % Of Income) | % | 47.6 | 41.9 | 41.9 | 37.5 | 44.8 | |||||||||||||||||
| Capital Adequacy Ratio | % | 24.7 | 23.7 | 24.1 | 24.3 | 24.2 | |||||||||||||||||
| Tier 1 Ratio | % | 13.3 | 13.6 | 13.0 | 10.2 | 13.0 | |||||||||||||||||
| Net Interest Margin | % | 5.74 | 5.65 | 5.49 | 5.65 | 5.25 | |||||||||||||||||
| Asset Yield | % | ... | 5.74 | 5.65 | 5.49 | 5.65 | 5.25 | ||||||||||||||||
| Payout Ratio | % | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||
| Interest Income (As % Of Revenues) | % | 67.0 | 69.7 | 67.7 | 66.5 | 63.9 | |||||||||||||||||
| Fee Income (As % Of Revenues) | % | 27.3 | 21.7 | 22.8 | 22.0 | 23.6 | |||||||||||||||||
| Other Income (As % Of Revenues) | % | 5.75 | 8.53 | 9.53 | 11.4 | 12.6 | |||||||||||||||||
| Equity (As % Of Assets) | % | 13.8 | 14.1 | 13.8 | 13.8 | 12.9 | |||||||||||||||||
| Loans (As % Of Deposits) | % | 88.2 | 89.6 | 86.8 | 85.7 | 79.0 | |||||||||||||||||
| Loans (As % Assets) | % | 67.3 | 66.4 | 65.0 | 66.7 | 61.2 | |||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | 1.33 | -1.38 | 0.587 | 0.049 | 2.65 |
Get all company financials in excel:
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's capital adequacy ratio reached 23.4% at the end of second quarter of 2019, down from 25.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 26.5% in 4Q2016 and an all time low of 17.0% in ...
By Helgi Library - October 7, 2019
Raiffeisenbank Russia's Equity reached 12.6% of total assets in the 2Q2019, up from 12.1% for the previous year. As a share of net customer loans, the ratio amounted to 20.7% at the end of the second quarter of 2019. ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia made a net profit of RUB 33.7 bil under revenues of RUB 78.3 bil in 2018, up 15.8% and 13.7% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RUB 33.7 bil in 2018 and an all time low of ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's non-performing loans reached 1.45% of total loans at the end of 2018, down from 2.82% compared to the previous year. Historically, the NPL ratio hit an all time high of 10.9% in 2009 and an all time low of 1.45% in 2018. Provision co...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's net interest margin amounted to 5.34% in 2018, down from 5.65% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 5.65% in 2017 and an all time low of 2.96% in 2002. The averag...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia employed 8,949 persons in 2018, up 9.52% when compared to the previous year. Historically, the bank's workforce hit an all time high of 10,731 persons in 2008 and an all time low of 7,554 in 2015. Average cost reached USD 2,422 per month per...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia generated total banking revenues of RUB 78.3 bil in 2018, up 13.7% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of RUB 79.1 bil in 2015 ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's cost to income ratio reached 41.7% in 2018, up from 41.3% compared to the previous year. Historically, the bank’s costs reached an all time high of 69.7% of income in 2014 and an all time low of 38.4% in 2016. When compared to total...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's customer loan growth reached 22.9% in 2018, up from 15.5% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 108% in 2006 and an all time low of -32.9% in 2009. In the last decade, the ...
By Helgi Library - September 6, 2018
Raiffeisenbank Russia's customer deposits reached RUB 643 bil in 2017, up 17.3% compared to the previous year. Russian banking sector accepted customer deposits of RUB 37,471 bil in 2017, up 6.51% when compared to the last year. Raiffeisenbank Russia acco...
ZAO Raiffeisenbank Austria (or Raiffeisenbank Russia) is a Russia-based commercial bank. The Bank offers a typical range of banking services and products for retail as well as corporate segment, but provides also investment banking and treasury services, asset management, private banking, or leasing, for example. At the end of 2015, the Bank operated 184 branches, employed more than 7,500 persons and held more than 1.0% of total bank assets in Russia. The Bank is effectively a 100% subsidiary of Raiffeisen Bank International AG (RBI), which is one of the biggest players in the emerging Europe. Raiffeisen has been operating on the Russian market since 1989. In 1996, the Raiffeisenbank ZAO has been opened in Moscow
Raiffeisenbank Russia has been growing its revenues and asset by 5.11% and 6.16% a year on average in the last 10 years. Its loans and deposits have grown by 6.33% and 12.9% a year during that time and loans to deposits ratio reached 77.2% at the end of 2018. The company achieved an average return on equity of 17.2% in the last decade with net profit growing 11.7% a year on average. In terms of operating efficiency, its cost to income ratio reached 41.7% in 2018, compared to 50.3% average in the last decade.
Equity represented 12.9% of total assets or 21.6% of loans at the end of 2018. Raiffeisenbank Russia's non-performing loans were 1.45% of total loans while provisions covered some 160% of NPLs at the end of 2018.
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