By Helgi Library - November 2, 2019
State Bank of India's customer deposits reached INR 23,930 bil in 2016-09-30, up 3.53% compared to the previous year. Indian ba...
By Helgi Library - November 2, 2019
State Bank of India stock traded at INR 271 per share at the end of third quarter of 2019 implying a market capitalization of USD 34...
By Helgi Library - November 2, 2019
State Bank of India made a net profit of INR 33.8 bil under revenues of INR 492 bil in the third quarter of 2019, up 486% and ...
| Profit Statement | Mar 2019 | Jun 2019 | Sep 2019 | |
| Net Interest Income | INR bil | 232 | 255 | 273 |
| Net Fee Income | INR bil | 0 | 0 | 0 |
| Other Income | INR bil | -15.1 | 179 | 220 |
| Total Revenues | INR bil | 217 | 433 | 492 |
| Operating Profit | INR bil | -113 | 151 | 165 |
| Provisions | INR bil | 172 | 94.5 | 136 |
| Net Profit | INR bil | 12.4 | 29.5 | 33.8 |
| Balance Sheet | Mar 2019 | Jun 2019 | Sep 2019 | |
| Interbank Loans | INR bil | 481 | 751 | 839 |
| Customer Loans | INR bil | 22,269 | 21,793 | 21,918 |
| Total Assets | INR bil | 38,885 | 37,998 | 39,088 |
| Shareholders' Equity | INR bil | 2,405 | 2,431 | 2,477 |
| Interbank Borrowing | INR bil | 389 | 0 | 0 |
| Customer Deposits | INR bil | 29,256 | 29,788 | 30,643 |
| Issued Debt Securities | INR bil | 4,137 | 2,982 | 2,905 |
| Ratios | Mar 2019 | Jun 2019 | Sep 2019 | |
| ROE | % | 2.08 | 4.88 | 5.50 |
| ROA | % | 0.130 | 0.307 | 0.350 |
| Costs (As % Of Assets) | % | 3.46 | 2.94 | 3.40 |
| Costs (As % Of Income) | % | 152 | 65.1 | 66.5 |
| Capital Adequacy Ratio | % | 12.8 | ... | ... |
| Net Interest Margin | % | 2.43 | 2.65 | 2.83 |
| Loans (As % Of Deposits) | % | 76.1 | 73.2 | 71.5 |
| NPLs (As % Of Loans) | % | 7.44 | ... | ... |
| Provisions (As % Of NPLs) | % | 62.0 | ... | ... |
| Valuation | Mar 2019 | Jun 2019 | Sep 2019 | |
| Price/Earnings (P/E) | 124 | 34.0 | 19.7 | |
| Price/Book Value (P/BV) | 1.19 | 1.33 | 0.976 | |
| Dividend Yield | % | 0 | 0 | 0 |
| Earnings Per Share (EPS) | INR | 2.58 | 10.6 | 13.8 |
| Book Value Per Share | INR | 270 | 273 | 277 |
| Dividend Per Share | INR | 0 | 0 | 0 |
Get all company financials in excel:
| income statement | Unit | Apr 2024 | Sep 2019 |
| income statement | |||
| Interest Income | INR bil | ... | |
| Interest Cost | INR bil | ... | |
| Net Interest Income | INR bil | ... | |
| Net Fee Income | INR bil | ... | |
| Other Income | INR bil | ... | |
| Total Revenues | INR bil | ... | |
| Operating Cost | INR bil | ... | |
| Operating Profit | INR bil | ... | |
| Provisions | INR bil | ... | |
| Extra and Other Cost | INR bil | ... | |
| Pre-Tax Profit | INR bil | ... | |
| Tax | INR bil | ... | |
| Minorities | INR bil | ... | |
| Net Profit | INR bil | ... | |
| growth rates | |||
| Net Interest Income Growth | % | ... | |
| Total Revenue Growth | % | ... | |
| Operating Cost Growth | % | ... | |
| Operating Profit Growth | % | ... | |
| Pre-Tax Profit Growth | % | ... | |
| Net Profit Growth | % | ... | |
| market share | |||
| Market Share in Revenues | % | ... | ... |
| Market Share in Net Profit | % | ... | ... |
| balance sheet | Unit | Apr 2024 | Sep 2019 |
| balance sheet | |||
| Cash | INR bil | ... | |
| Interbank Loans | INR bil | ... | |
| Customer Loans | INR bil | ... | |
| Debt Securities | INR bil | ... | |
| Fixed Assets | INR bil | ... | |
| Total Assets | INR bil | ... | |
| Shareholders' Equity | INR bil | ... | |
| Of Which Minority Interest | INR bil | ... | |
| Liabilities | INR bil | ... | |
| Interbank Borrowing | INR bil | ... | |
| Customer Deposits | INR bil | ... | |
| Issued Debt Securities | INR bil | ... | |
| Other Liabilities | INR bil | ... | |
| asset quality | |||
| Non-Performing Loans | INR bil | ... | ... |
| Gross Loans | INR bil | ... | |
| Total Provisions | INR bil | ... | ... |
| growth rates | |||
| Customer Loan Growth | % | ... | |
| Total Asset Growth | % | ... | |
| Shareholders' Equity Growth | % | ... | |
| Customer Deposit Growth | % | ... | |
| market share | |||
| Market Share in Customer Loans | % | ... | ... |
| Market Share in Total Assets | % | ... | ... |
| Market Share in Customer Deposits | % | ... | ... |
| ratios | Unit | Apr 2024 | Sep 2019 |
| ratios | |||
| ROE | % | ... | |
| ROA | % | ... | |
| Costs (As % Of Assets) | % | ... | |
| Costs (As % Of Income) | % | ... | |
| Capital Adequacy Ratio | % | ... | ... |
| Tier 1 Ratio | % | ... | ... |
| Net Interest Margin | % | ... | |
| Interest Spread | % | ... | |
| Asset Yield | % | ... | |
| Cost Of Liabilities | % | ... | |
| Payout Ratio | % | ||
| Interest Income (As % Of Revenues) | % | ... | |
| Fee Income (As % Of Revenues) | % | ... | |
| Other Income (As % Of Revenues) | % | ... | |
| Equity (As % Of Assets) | % | ... | |
| Loans (As % Of Deposits) | % | ... | |
| Loans (As % Assets) | % | ... | |
| NPLs (As % Of Loans) | % | ... | ... |
| Provisions (As % Of NPLs) | % | ... | ... |
| Provisions (As % Of Loans) | % | ... | ... |
| Cost of Provisions (As % Of Loans) | % | ... |
| other data | Unit | Apr 2024 | Sep 2019 |
| other data | |||
| Employees | ... | ... |
Get all company financials in excel:
By Helgi Library - November 2, 2019
State Bank of India generated total banking revenues of INR 492 bil in the third quarter of 2019, up 20% when compared to the same period of last year and 13.6% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - November 2, 2019
State Bank of India stock traded at INR 271 per share at the end third quarter of 2019 implying a market capitalization of USD 34,191 mil. Since the end of 3Q2014, the stock has appreciated by 10.7 % implying an annual average growth of 2.06 %. In absolute terms, the ...
By Helgi Library - November 2, 2019
State Bank of India's net interest margin amounted to 2.83% in the third quarter of 2019, up from 2.65% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.12% in 4Q2012 and an all time low of ...
By Helgi Library - November 2, 2019
State Bank of India stock traded at INR 271 per share at the end of third quarter of 2019 implying a market capitalization of USD 34,191 mil. Over the last five years, the stock has appreciated by 10.7 % implying an annual average growth of 2.06 %. In absolute terms, ...
By Helgi Library - November 2, 2019
State Bank of India's Equity reached 6.34% of total assets in the 3Q2019, down from 6.40% for the previous year. As a share of net customer loans, the ratio amounted to 11.3% at the end of the third quarter of 2019. ...
By Helgi Library - November 2, 2019
State Bank of India's customer loan growth reached 9.87% in 2019-09-30, up from 8.73% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 19.7% in 2013-03-31 and an all time low of 0.339% in 2017-09-30. In the ...
By Helgi Library - November 2, 2019
State Bank of India's non-performing loans reached 7.44% of total loans at the end of 2019-03-31, down from 10.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 10.9% in 2018-03-31 and an all time low of 4.32% in 2015-03-31. ...
By Helgi Library - November 2, 2019
State Bank of India's capital adequacy ratio reached 12.8% at the end of first quarter of 2019, up from when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 13.0% in 1Q2017 and an all time low of 12.0% in 1Q2015. ...
By Helgi Library - November 1, 2019
State Bank of India made a net profit of INR 23.0 bil under revenues of INR 1,755 bil in 2018, up 150% and 15.6% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of INR 179 bil in 2012 and an all time low of INR...
By Helgi Library - November 1, 2019
State Bank of India's non-performing loans reached 7.44% of total loans at the end of 2018, down from 10.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 10.9% in 2017 and an all time low of 2.06% in 2006. Provision cove...
State Bank of India has been growing its revenues and asset by 13.6% and 11.5% a year on average in the last 10 years. Its loans and deposits have grown by 11.5% and 11.5% a year during that time and loans to deposits ratio reached 76.1% at the end of 2018. The company achieved an average return on equity of 8.44% in the last decade with net profit growing -14.5% a year on average. In terms of operating efficiency, its cost to income ratio reached 65.5% in 2018, compared to 59.9% average in the last decade.
Equity represented 6.19% of total assets or 10.8% of loans at the end of 2018. State Bank of India's non-performing loans were 7.44% of total loans while provisions covered some 62.0% of NPLs at the end of 2018.
State Bank of India stock traded at INR 321 per share at the end of 2018 resulting in a market capitalization of USD 41,016 mil. Over the previous five years, stock price rose by 55.7% or 9.25% a year on average. That’s compared to an average ROE of 3.33% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 124x and price to book value (PBV) of 1.19x in 2018.
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