By Helgi Analytics - October 23, 2019
VTB Bank stock traded at JPY 1,645 per share at the end of second quarter of 2019 implying a market capitalization of USD 3,477 mil...
By Helgi Analytics - August 16, 2019
VTB Bank 's non-performing loans reached 5.70% of total loans at the end of 2019-06-30, down from 7.60% compared to the previous ...
By Helgi Analytics - August 16, 2019
VTB Bank made a net profit of RUB 30.9 bil under revenues of RUB 138 bil in the second quarter of 2019, down 29.6% and 12.2%...
Profit Statement | 2016 | 2017 | 2018 | |
Net Interest Income | RUB bil | 415 | 460 | 469 |
Net Fee Income | RUB bil | 81.8 | 95.3 | 80.6 |
Other Income | RUB bil | 5.30 | 42.7 | 55.8 |
Total Revenues | RUB bil | 502 | 598 | 605 |
Staff Cost | RUB bil | 146 | 155 | 157 |
Operating Profit | RUB bil | 268 | 337 | 345 |
Provisions | RUB bil | 211 | 172 | 161 |
Net Profit | RUB bil | 52.3 | 120 | 182 |
Balance Sheet | 2016 | 2017 | 2018 | |
Interbank Loans | RUB bil | 1,051 | 835 | 693 |
Customer Loans | RUB bil | 8,855 | 9,171 | 10,692 |
Debt Securities | RUB bil | 582 | 580 | 876 |
Total Assets | RUB bil | 12,588 | 13,009 | 14,761 |
Shareholders' Equity | RUB bil | 1,413 | 1,480 | 1,523 |
Interbank Borrowing | RUB bil | 1,209 | 810 | 1,426 |
Customer Deposits | RUB bil | 7,347 | 9,145 | 10,404 |
Issued Debt Securities | RUB bil | 624 | 516 | 944 |
Ratios | 2016 | 2017 | 2018 | |
ROE | % | 3.64 | 8.32 | 12.1 |
ROA | % | 0.399 | 0.940 | 1.31 |
Costs (As % Of Assets) | % | 1.78 | 2.04 | 1.87 |
Costs (As % Of Income) | % | 46.6 | 43.6 | 42.9 |
Capital Adequacy Ratio | % | 14.6 | 14.8 | 13.5 |
Net Interest Margin | % | 3.16 | 3.60 | 3.37 |
Loans (As % Of Deposits) | % | 121 | 100 | 103 |
NPLs (As % Of Loans) | % | 6.40 | 5.70 | 5.70 |
Provisions (As % Of NPLs) | % | 104 | 108 | 112 |
Valuation | 2016 | 2017 | 2018 | |
Market Capitalisation (End Of Period) | USD mil | 30,937 | 23,718 | 5,593 |
Share Price (End Of Period) | EUR | 0.145 | 0.105 | 0.030 |
Price/Earnings (P/E) | 35.9 | 11.4 | 2.14 | |
Price/Book Value (P/BV) | 1.33 | 0.923 | 0.255 | |
Dividend Yield | % | 0.808 | 1.11 | ... |
Earnings Per Share (EPS) | RUB | 0.004 | 0.009 | 0.014 |
Book Value Per Share | RUB | 0.109 | 0.114 | 0.118 |
Dividend Per Share | RUB | 0.001 | 0.001 | ... |
Get all company financials in excel:
summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
income statement | |||||||||||||||||||
Net Interest Income | RUB bil | 246 | 323 | 347 | 289 | 415 | |||||||||||||
Total Revenues | RUB bil | 356 | 427 | 522 | 412 | 502 | |||||||||||||
Operating Profit | RUB bil | 175 | 202 | 299 | 190 | 268 | |||||||||||||
Net Profit | RUB bil | 85.8 | 102 | 4.10 | 13.4 | 52.3 | |||||||||||||
balance sheet | |||||||||||||||||||
Interbank Loans | RUB bil | 359 | 443 | 815 | 1,358 | 1,051 | |||||||||||||
Customer Loans | RUB bil | 4,762 | 5,969 | 8,537 | 9,438 | 8,855 | |||||||||||||
Debt Securities | RUB bil | 1,126 | 1,299 | 602 | 677 | 582 | |||||||||||||
Total Assets | RUB bil | 7,416 | 8,769 | 12,191 | 13,645 | 12,588 | |||||||||||||
Shareholders' Equity | RUB bil | 766 | 947 | 1,131 | 1,457 | 1,413 | |||||||||||||
Interbank Borrowing | RUB bil | 760 | 667 | 733 | 1,224 | 1,209 | |||||||||||||
Customer Deposits | RUB bil | 3,813 | 4,341 | 5,669 | 7,267 | 7,347 | |||||||||||||
Issued Debt Securities | RUB bil | 1,560 | 2,224 | 1,187 | 886 | 624 | |||||||||||||
ratios | |||||||||||||||||||
ROE | % | 12.3 | 11.8 | 0.395 | 1.04 | 3.64 | |||||||||||||
ROA | % | 1.21 | 1.25 | 0.039 | 0.104 | 0.399 | |||||||||||||
Costs (As % Of Assets) | % | 2.55 | 2.79 | 2.12 | 1.72 | 1.78 | |||||||||||||
Costs (As % Of Income) | % | 50.9 | 52.8 | 42.7 | 53.9 | 46.6 | |||||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 14.4 | 14.7 | 12.0 | 14.3 | 14.6 | ||||||||
Net Interest Margin | % | 3.46 | 3.99 | 3.31 | 2.24 | 3.16 | |||||||||||||
Interest Income (As % Of Revenues) | % | 69.1 | 75.6 | 66.6 | 70.2 | 82.7 | |||||||||||||
Fee Income (As % Of Revenues) | % | 13.6 | 13.0 | 12.1 | 18.5 | 16.3 | |||||||||||||
Staff Cost (As % Of Total Cost) | % | 48.3 | 52.7 | 55.9 | 62.1 | 62.3 | |||||||||||||
Equity (As % Of Assets) | % | 10.3 | 10.8 | 9.28 | 10.7 | 11.2 | |||||||||||||
Loans (As % Of Deposits) | % | 125 | 137 | 151 | 130 | 121 | |||||||||||||
Loans (As % Assets) | % | 64.2 | 68.1 | 70.0 | 69.2 | 70.3 | |||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | 6.98 | 6.37 | 5.77 | 6.30 | 6.40 | ||||||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | 91.1 | 89.6 | 116 | 106 | 104 | ||||||||
valuation | |||||||||||||||||||
Market Capitalisation (End Of Period) | USD mil | ... | ... | ... | ... | ... | ... | 17,116 | 19,715 | 14,084 | 13,515 | 30,937 | |||||||
Number Of Shares (Average) | mil | 10,460,500 | 12,960,500 | 12,960,500 | 12,960,500 | 12,960,500 | |||||||||||||
Share Price (End Of Period) | EUR | ... | ... | ... | ... | ... | ... | 0.050 | 0.050 | 0.066 | 0.076 | 0.145 | |||||||
Earnings Per Share (EPS) | RUB | 0.008 | 0.008 | < 0.001 | 0.001 | 0.004 | |||||||||||||
Book Value Per Share | RUB | 0.073 | 0.073 | 0.087 | 0.112 | 0.109 | |||||||||||||
Dividend Per Share | RUB | 0.002 | 0.001 | 0.001 | 0.001 | 0.001 | ... | ||||||||||||
Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | 6.10 | 6.38 | 209 | 73.5 | 35.9 | |||||||
Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | 0.683 | 0.684 | 0.756 | 0.676 | 1.33 | ||||||||
Dividend Yield | % | ... | ... | ... | ... | ... | ... | 3.21 | 2.52 | 1.77 | 1.54 | 0.808 | ... | ||||||
Earnings Per Share Growth | % | ... | -4.03 | -4.52 | -96.0 | 227 | 290 | ||||||||||||
Book Value Per Share Growth | % | ... | 22.6 | -0.220 | 19.4 | 28.8 | -3.01 |
income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
income statement | |||||||||||||||||||
Interest Income | RUB bil | 556 | 686 | 844 | 1,101 | 1,108 | |||||||||||||
Interest Cost | RUB bil | 310 | 363 | 497 | 812 | 693 | |||||||||||||
Net Interest Income | RUB bil | 246 | 323 | 347 | 289 | 415 | |||||||||||||
Net Fee Income | RUB bil | 48.3 | 55.4 | 63.1 | 76.2 | 81.8 | |||||||||||||
Other Income | RUB bil | 61.7 | 48.6 | 111 | 46.3 | 5.30 | |||||||||||||
Total Revenues | RUB bil | 356 | 427 | 522 | 412 | 502 | |||||||||||||
Staff Cost | RUB bil | 87.6 | 119 | 125 | 138 | 146 | |||||||||||||
Depreciation | RUB bil | 19.3 | 23.4 | 27.5 | 29.3 | 32.6 | |||||||||||||
Other Cost | RUB bil | 74.3 | 83.2 | 79.4 | 67.7 | 55.6 | |||||||||||||
Operating Cost | RUB bil | 181 | 225 | 223 | 222 | 234 | |||||||||||||
Operating Profit | RUB bil | 175 | 202 | 299 | 190 | 268 | |||||||||||||
Provisions | RUB bil | 59.4 | 96.9 | 275 | 178 | 211 | |||||||||||||
Extra and Other Cost | RUB bil | 0 | -14.5 | -9.10 | -3.40 | -8.50 | |||||||||||||
Pre-Tax Profit | RUB bil | 115 | 119 | 32.8 | 15.0 | 65.5 | |||||||||||||
Tax | RUB bil | 24.8 | 24.1 | 31.5 | 6.90 | 21.6 | |||||||||||||
Minorities | RUB bil | 4.80 | -1.00 | -3.30 | -9.00 | -0.700 | |||||||||||||
Net Profit | RUB bil | 85.8 | 102 | 4.10 | 13.4 | 52.3 | |||||||||||||
Dividends | RUB bil | 16.8 | 16.3 | 15.2 | 15.2 | 15.2 | ... | ||||||||||||
growth rates | |||||||||||||||||||
Net Interest Income Growth | % | ... | 8.37 | 31.3 | 7.52 | -16.8 | 43.5 | ||||||||||||
Net Fee Income Growth | % | ... | 23.2 | 14.7 | 13.9 | 20.8 | 7.35 | ||||||||||||
Total Revenue Growth | % | ... | 24.8 | 19.9 | 22.2 | -21.1 | 22.0 | ||||||||||||
Operating Cost Growth | % | ... | 28.1 | 24.4 | -1.24 | -0.314 | 5.41 | ||||||||||||
Operating Profit Growth | % | ... | 21.6 | 15.3 | 48.4 | -36.6 | 41.4 | ||||||||||||
Pre-Tax Profit Growth | % | ... | -0.087 | 3.29 | -72.5 | -54.3 | 337 | ||||||||||||
Net Profit Growth | % | ... | -4.03 | 18.3 | -96.0 | 227 | 290 | ||||||||||||
market share | |||||||||||||||||||
Market Share in Revenues | % | ... | ... | ... | 8.97 | 9.43 | 8.68 | 6.15 | 3.83 | ... | |||||||||
Market Share in Net Profit | % | ... | ... | ... | ... | 10.9 | 14.0 | 0.843 | 15.8 | 7.97 | ... | ||||||||
Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.9 | 11.5 | ... | ... | ... |
Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.01 | ... | ... | ... | ... | ... |
balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
balance sheet | |||||||||||||||||||
Cash | RUB bil | 633 | 413 | 781 | 642 | 548 | |||||||||||||
Interbank Loans | RUB bil | 359 | 443 | 815 | 1,358 | 1,051 | |||||||||||||
Customer Loans | RUB bil | 4,762 | 5,969 | 8,537 | 9,438 | 8,855 | |||||||||||||
Retail Loans | RUB bil | ... | ... | ... | ... | ... | 1,120 | 1,521 | 1,945 | 1,960 | 1,960 | ||||||||
Mortgage Loans | RUB bil | ... | ... | ... | ... | ... | 391 | 540 | 795 | 875 | 875 | ||||||||
Consumer Loans | RUB bil | ... | ... | ... | ... | ... | 730 | 981 | 904 | 1,085 | 1,085 | ||||||||
Corporate Loans | RUB bil | ... | ... | ... | ... | ... | 3,965 | 4,809 | 6,286 | 8,150 | 8,150 | ||||||||
Debt Securities | RUB bil | 1,126 | 1,299 | 602 | 677 | 582 | |||||||||||||
Fixed Assets | RUB bil | 295 | 333 | 409 | 472 | 508 | |||||||||||||
Total Assets | RUB bil | 7,416 | 8,769 | 12,191 | 13,645 | 12,588 | |||||||||||||
Shareholders' Equity | RUB bil | 766 | 947 | 1,131 | 1,457 | 1,413 | |||||||||||||
Of Which Minority Interest | RUB bil | 12.3 | 7.60 | 13.1 | -0.100 | 9.70 | |||||||||||||
Liabilities | RUB bil | 6,650 | 7,821 | 11,060 | 12,188 | 11,175 | |||||||||||||
Interbank Borrowing | RUB bil | 760 | 667 | 733 | 1,224 | 1,209 | |||||||||||||
Customer Deposits | RUB bil | 3,813 | 4,341 | 5,669 | 7,267 | 7,347 | |||||||||||||
Retail Deposits | RUB bil | 1,434 | 1,789 | 2,154 | 2,883 | 2,883 | |||||||||||||
Corporate Deposits | RUB bil | 1,935 | 2,150 | 2,798 | 3,838 | 3,838 | |||||||||||||
Sight Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,474 | 1,474 | ||
Term Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,793 | 5,873 | ||
Issued Debt Securities | RUB bil | 1,560 | 2,224 | 1,187 | 886 | 624 | |||||||||||||
Other Liabilities | RUB bil | 516 | 589 | 3,471 | 2,811 | 1,996 | |||||||||||||
asset quality | |||||||||||||||||||
Non-Performing Loans | RUB bil | ... | ... | ... | ... | ... | 355 | 403 | 528 | 637 | 647 | ||||||||
Gross Loans | RUB bil | ... | ... | ... | ... | ... | 5,085 | 6,330 | 9,150 | 10,110 | 10,110 | ||||||||
Total Provisions | RUB bil | ... | ... | ... | ... | ... | 323 | 361 | 613 | 673 | 673 | ||||||||
growth rates | |||||||||||||||||||
Customer Loan Growth | % | ... | 10.7 | 25.4 | 43.0 | 10.5 | -6.18 | ||||||||||||
Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | 35.9 | 35.8 | 27.9 | 0.766 | 0 | |||||||
Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | 26.4 | 38.2 | 47.3 | 10.0 | 0 | |||||||
Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | 67.2 | 34.5 | -7.89 | 20.1 | 0 | |||||||
Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | 5.27 | 21.3 | 30.7 | 29.7 | 0 | |||||||
Total Asset Growth | % | ... | 9.22 | 18.2 | 39.0 | 11.9 | -7.74 | ||||||||||||
Shareholders' Equity Growth | % | ... | 22.6 | 23.6 | 19.4 | 28.8 | -3.01 | ||||||||||||
Customer Deposit Growth | % | ... | 6.02 | 13.8 | 30.6 | 28.2 | 1.10 | ||||||||||||
Retail Deposit Growth | % | ... | 23.5 | 24.7 | 20.4 | 33.8 | 0 | ||||||||||||
Corporate Deposit Growth | % | ... | 1.46 | 11.1 | 30.1 | 37.2 | 0 | ||||||||||||
market share | |||||||||||||||||||
Market Share in Customer Loans | % | 15.9 | 16.8 | 18.8 | 19.2 | 18.9 | ... | ||||||||||||
Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.3 | 22.8 | 23.0 | 26.8 | 29.7 | ... | |||
Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | 12.7 | 13.4 | 11.6 | 16.2 | 17.2 | ... | |||||
Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | 14.5 | 15.3 | 17.2 | 18.3 | 18.1 | ... | |||||||
Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | 19.6 | 20.4 | 22.5 | 22.0 | 19.5 | ... | |||||
Market Share in Total Assets | % | ... | ... | ... | 15.9 | 16.2 | 16.7 | 17.7 | 17.0 | ... | |||||||||
Market Share in Customer Deposits | % | ... | ... | ... | 18.6 | 18.2 | 18.0 | 19.4 | 20.9 | ... | |||||||||
Market Share in Retail Deposits | % | ... | ... | ... | 10.1 | 10.5 | 11.6 | 12.4 | 11.9 | ... | |||||||||
Market Share in Corporate Deposits | % | ... | ... | ... | 20.1 | 19.8 | 16.4 | 20.2 | 23.4 | ... |
ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
ratios | |||||||||||||||||||
ROE | % | 12.3 | 11.8 | 0.395 | 1.04 | 3.64 | |||||||||||||
ROA | % | 1.21 | 1.25 | 0.039 | 0.104 | 0.399 | |||||||||||||
Costs (As % Of Assets) | % | 2.55 | 2.79 | 2.12 | 1.72 | 1.78 | |||||||||||||
Costs (As % Of Income) | % | 50.9 | 52.8 | 42.7 | 53.9 | 46.6 | |||||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 14.4 | 14.7 | 12.0 | 14.3 | 14.6 | ||||||||
Tier 1 Ratio | % | ... | ... | ... | ... | ... | 10.1 | 10.9 | 9.80 | 12.4 | 12.9 | ||||||||
Net Interest Margin | % | 3.46 | 3.99 | 3.31 | 2.24 | 3.16 | |||||||||||||
Interest Spread | % | ... | 2.99 | 3.46 | 2.79 | 1.54 | 2.52 | ||||||||||||
Asset Yield | % | 7.82 | 8.48 | 8.05 | 8.52 | 8.45 | |||||||||||||
Cost Of Liabilities | % | ... | 4.83 | 5.02 | 5.26 | 6.98 | 5.93 | ||||||||||||
Payout Ratio | % | 19.6 | 16.1 | 370 | 113 | 29.0 | ... | ||||||||||||
Interest Income (As % Of Revenues) | % | 69.1 | 75.6 | 66.6 | 70.2 | 82.7 | |||||||||||||
Fee Income (As % Of Revenues) | % | 13.6 | 13.0 | 12.1 | 18.5 | 16.3 | |||||||||||||
Other Income (As % Of Revenues) | % | 17.3 | 11.4 | 21.3 | 11.2 | 1.06 | |||||||||||||
Cost Per Employee | USD per month | ... | 2,907 | 2,993 | 2,147 | 1,789 | 1,944 | ||||||||||||
Cost Per Employee (Local Currency) | RUB per month | ... | 90,280 | 95,368 | 100,473 | 119,497 | 129,831 | ||||||||||||
Staff Cost (As % Of Total Cost) | % | 48.3 | 52.7 | 55.9 | 62.1 | 62.3 | |||||||||||||
Equity (As % Of Assets) | % | 10.3 | 10.8 | 9.28 | 10.7 | 11.2 | |||||||||||||
Loans (As % Of Deposits) | % | 125 | 137 | 151 | 130 | 121 | |||||||||||||
Loans (As % Assets) | % | 64.2 | 68.1 | 70.0 | 69.2 | 70.3 | |||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | 6.98 | 6.37 | 5.77 | 6.30 | 6.40 | ||||||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | 91.1 | 89.6 | 116 | 106 | 104 | ||||||||
Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 6.79 | 6.05 | 7.18 | 7.13 | 7.60 | ||||||||
Cost of Provisions (As % Of Loans) | % | 1.31 | 1.81 | 3.80 | 1.98 | 2.31 |
other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
other data | |||||||||||||||||||
Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,600 | ... | ... | ... | ... | ... | ||||
Employees | ... | 80,860 | 103,808 | 103,262 | 96,167 | 93,519 | |||||||||||||
ATMs | ... | ... | ... | ... | ... | ... | 6,117 | 12,100 | ... | ... | ... | ... | |||||||
Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.3 | 20.1 | ||
Risk-Weighted Assets | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Analytics - August 16, 2019
VTB Bank 's loans reached RUB 11,623 bil in the second quarter of 2019, up from RUB 11,288 bil when compared to the previous quarter and up from RUB 10,206 bil when compared to the same period of last year. Historically, the bank’s loans reached an ...
By Helgi Analytics - August 16, 2019
VTB Bank stock traded at EUR 0.040 per share at the end of second quarter of 2019 implying a market capitalization of USD 8,215 mil. Over the last five years, the stock has depreciated by 0 % implying an annual average growth of 0 %. In absolute terms, the value of t...
By Helgi Analytics - August 16, 2019
VTB Bank 's net interest margin amounted to 2.93% in the second quarter of 2019, up from 2.82% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.86% in 1Q2014 and an all time low of 1.44% i...
By Helgi Analytics - August 16, 2019
VTB Bank stock traded at EUR 0.040 per share at the end second quarter of 2019 implying a market capitalization of USD 8,215 mil. Since the end of 2Q2014, the stock has depreciated by 0 % implying an annual average growth of 0 %. In absolute terms, the value of the c...
By Helgi Analytics - August 16, 2019
VTB Bank 's capital adequacy ratio reached 13.2% at the end of second quarter of 2019, down from 13.7% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 15.7% in 1Q2016 and an all time low of 11.9% in 1Q2015. ...
By Helgi Analytics - August 23, 2019
VTB Bank 's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.832% in the second quarter of 2019, up from 0.385% when compared to the previous quarter. Historically, the bank’s cost of risk reached an all time high of 3.58% in 4Q2014 and...
By Helgi Analytics - August 16, 2019
VTB Bank generated total banking revenues of RUB 138 bil in the second quarter of 2019, down 12.2% when compared to the same period of last year and up 5.57% when compared to the previous quarter. Historically, the bank’s revenues containing of i...
By Helgi Analytics - October 7, 2019
VTB Bank 's Equity reached 12.6% of total assets in the 2Q2019, up from 12.1% for the previous year. As a share of net customer loans, the ratio amounted to 20.7% at the end of the second quarter of 2019. ...
By Helgi Analytics - August 16, 2019
VTB Bank 's customer loan growth reached 15.8% in 2019-06-30, up from 5.88% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 36.4% in 2014-12-31 and an all time low of -6.18% in 2016-12-31. In the last decad...
By Helgi Analytics - August 16, 2019
VTB Bank 's retail loans reached RUB 3,300 bil at the end of 2019-06-30, up 4.22% compared to the previous year. In the last decade, the average annual loan growth amounted to 0%. Overall, retail loans accounted for 30.3% of the bank's loan book at the end ...
VTB Bank OAO is the second largest commercial bank in Russia. The Bank offers a variety of services like deposit taking, commercial lending, support of clients' export and import transactions, securities trading, foreign exchange or trading in derivative instruments. It also provides services to its retail and corporate customers in Commonwealth of Independent States, Asia, Europe and Africa. At the end of 2013, the Bank operated a network of 2,600 branches and 12,100 ATMs and employed over 103,000 people. It holds around 15% share of Russia's total banking assets, 9% market share in retail deposits and 13% in retail loans. The Russian government owns 60.9% of VTB Bank’s equity.
VTB Bank has been growing its revenues and asset by 14.9% and 14.8% a year on average in the last 10 years. Its loans and deposits have grown by 15.4% and 25.2% a year during that time and loans to deposits ratio reached 103% at the end of 2018. The company achieved an average return on equity of 6.12% in the last decade with net profit growing 43.8% a year on average. In terms of operating efficiency, its cost to income ratio reached 42.9% in 2018, compared to 47.2% average in the last decade.
Equity represented 10.3% of total assets or 14.2% of loans at the end of 2018. VTB Bank 's non-performing loans were 5.70% of total loans while provisions covered some 112% of NPLs at the end of 2018.
VTB Bank stock traded at EUR 0.030 per share at the end of 2018 resulting in a market capitalization of USD 5,593 mil. Over the previous five years, stock price fell by 40% or 9.710000000000001% a year on average. That’s compared to an average ROE of 5.10% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 2.14x and price to book value (PBV) of 0.255x in 2018.