Interest Rate on Bank Loans (Local Currency) in Malta

Source: Central Bank of Malta, Malta Financial Services Authority, ECB
Last Updated: January 1, 2021

Interest rate on bank loans reached 5.06 % in 2016 in Malta, according to the National Central Bank. This is 1.86 % less than in the previous year.

Historically, interest rate on bank loans in Malta reached an all time high of 8.50 % in 1989 and an all time low of 4.47 % in 2009. When compared to Malta's main peers, interest rate on bank loans in Greece amounted to 7.65 % and 3.50 % in Italy in 2016.

Malta has been ranked 110th within the group of 135 countries we follow in terms of interest rate on bank loans, 17 places above the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.

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