Interest Rate on Bank Loans (Local Currency) in Portugal

Source: OECD, National Central Bank
Last Updated: January 1, 2021

Interest rate on bank loans reached 5.99 % in 2016 in Portugal, according to the National Central Bank. This is 9.32 % less than in the previous year.

Historically, interest rate on bank loans in Portugal reached an all time high of 29.4 % in 1984 and an all time low of 5.19 % in 1999. When compared to Portugal's main peers, interest rate on bank loans in France amounted to 5.51 %, 8.90 % in Ireland and 4.20 % in Spain in 2016.

Portugal has been ranked 89th within the group of 135 countries we follow in terms of interest rate on bank loans, 20 places above the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.

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