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Interest Rate on Bank Loans (Local Currency) in Vietnam

Source: State Bank of Vietnam
Last Updated: May 1, 2021

Interest rate on bank loans reached 7.94 % in 2020 in Vietnam, according to the National Central Bank. This is 2.98 % more than in the previous year.

Historically, interest rate on bank loans in Vietnam reached an all time high of 32.2 % in 1993 and an all time low of 6.96 % in 2016.

Vietnam has been ranked 2nd within the group of 3 countries we follow in terms of interest rate on bank loans, 44 places above the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.


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