Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Angola

Source: National Central Bank
Last Updated: Mar 1, 2021

Interest spread, which is the difference between interest rate on loans and deposits reached 12.9 % in 2019 in Angola, according to the National Central Bank. This is 6.67 % less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Angola reached an all time high of 80.3 % in 1995 and an all time low of 6.00 % in 2008. When compared to Angola's main peers, interest spread, which is the difference between interest rate on loans and deposits in Botswana amounted to 4.80 %, 4.17 % in Namibia, 2.01 % in Zambia and 21.2 % in Dem. Republic of the Congo in 2019.

Angola has been ranked 12th within the group of 87 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 29 places above the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

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