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Interest Spread (Difference Between Interest Rate on Loans and Deposits) in China

Source: The People's Bank of China, China Banking Regulatory Commission
Last Updated: Nov 1, 2021

Interest spread, which is the difference between interest rate on loans and deposits reached 2.85% in 2020 in China, according to the National Central Bank. This is 0% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in China reached an all time high of 3.60% in 1999 and an all time low of -0.360% in 1980.

China has been ranked 64th within the group of 81 countries we follow in terms of interest rate on interest spread, which is the difference between interest rate on loans and deposits.

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