Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Congo

Source: National Central Bank
Last Updated: Mar 1, 2021

Interest spread, which is the difference between interest rate on loans and deposits reached 11.3 % in 2008 in Congo, according to the National Central Bank. This is 4.65 % more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Congo reached an all time high of 17.0 % in 1997 and an all time low of 3.33 % in 1987. When compared to Congo's main peers, interest spread, which is the difference between interest rate on loans and deposits in Cameroon amounted to 11.3 %, 11.3 % in Central African Republic, 11.3 % in Gabon and 35.4 % in Dem. Republic of the Congo in 2008.

Congo has been ranked 20th within the group of 147 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 3 places behind the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

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