Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Dem. Republic of the Congo

Source: National Central Bank
Last Updated: Mar 1, 2021

Interest spread, which is the difference between interest rate on loans and deposits reached 21.2 % in 2019 in Dem. Republic of the Congo, according to the National Central Bank. This is 6.69 % more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Dem. Republic of the Congo reached an all time high of 49.3 % in 2009 and an all time low of 14.7 % in 2013. When compared to Dem. Republic of the Congo's main peers, interest spread, which is the difference between interest rate on loans and deposits in Angola amounted to 12.9 % and 2.01 % in Zambia in 2019.

Dem. Republic of the Congo has been ranked 3rd within the group of 87 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 2 places behind the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

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