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Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Singapore

Source: National Central Bank, Monetary Authority of Singapore
Last Updated: Jun 1, 2021

Interest spread, which is the difference between interest rate on loans and deposits reached 5.03 % in 2020 in Singapore, according to the National Central Bank. This is 0.511 % less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Singapore reached an all time high of 5.24 % in 2012 and an all time low of % in.

Singapore has been ranked 1st within the group of 2 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 74 places above the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

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