Non-performing loans as a share of bank loans reached 1.24 % in 2018 in Germany, according to the National Central Bank. This is 17.3 % less than in the previous year.
Historically, non-performing loans as a share of bank loans in Germany reached an all time high of 5.20 % in 2003 and an all time low of 1.24 % in 2018. When compared to Germany's main peers, non-performing loans as a share of bank loans in Austria amounted to 1.88 %, 2.27 % in Belgium, 2.75 % in France and 3.85 % in Poland in 2018.
Germany has been ranked 108th within the group of 119 countries we follow in terms of non-performing loans as a share of bank loans, 44 places behind the position seen 10 years ago.
A non-performing loan is a loan that is in default or close to being in default.