Non-performing loans as a share of bank loans reached 3.85 % in 2018 in Poland, according to the National Central Bank. This is 2.30 % less than in the previous year.
Historically, non-performing loans as a share of bank loans in Poland reached an all time high of 31.7 % in 1992 and an all time low of 2.82 % in 2008. When compared to Poland's main peers, non-performing loans as a share of bank loans in Czech Republic amounted to 3.14 %, 1.24 % in Germany, 10.1 % in Russia and 52.8 % in Ukraine in 2018.
Poland has been ranked 53rd within the group of 119 countries we follow in terms of non-performing loans as a share of bank loans, 12 places above the position seen 10 years ago.
A non-performing loan is a loan that is in default or close to being in default.