Public Credit Bureau Coverage (As % of Adults)

Based on a comparison of 96 countries in 2018, Mauritius ranked the highest in public credit bureau coverage as a share of of adults with 100% followed by Portugal and Uruguay. On the other end of the scale was Mali with 0.100%, Guinea Bissau with 0.200% and Ivory Coast with 0.300%.

Average public credit bureau coverage as a share of of adults reached 15.5% in 2018 in the World according to the National Central Bank. This is 9.76 % more than in the previous year and 66.3 % more than 10 years ago.

Historically, average public credit bureau coverage as a share of of adults reached an all time high of 15.5% in 2018 and an all time low of 3.28% in 2005. The average annual growth amounted to 11.6 % since 2004.

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Countries Unit 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018
Afghanistan % ... ... ... ... ... ... ... ... ... ... ... 0.500 0.800    
Albania % ... ... ... ...         19.7 13.1 16.7 27.1 38.9    
Algeria % ... ...             2.30 2.40 2.00 1.90 3.00    
Angola %                 1.80 2.40 1.80 3.30 1.90    
Argentina %                 37.0 41.9 41.2 42.6 41.6    
Armenia % ...               20.5 21.9 23.5 ... ... ... ...
Austria %                 1.80 1.70 2.00 2.20 2.30    
Azerbaijan % ...               17.7 23.0 28.7 33.6 36.4    
Bangladesh %                 0.800 0.800 0.900 0.900 0.900    
Belarus %                 56.2 60.3 64.5 66.9 70.1    
Belgium %                 89.0 96.2 96.4 96.3 95.3    
Benin %                 0.400 0.400 0.600 0.600 0.600    
Bhutan % ... ... ... ... ... ... ...   13.5 15.6 ... ... ... ... ...
Bolivia %                 14.8 14.1 15.1 15.0 15.4    
Bosnia and Herzegovina % ... ... ... ... ...       36.2 39.1 39.7 38.0 37.6    
Brazil %                 46.8 50.4 52.5 55.1 53.4    
Brunei % ... ... ... ... ... ... ... ... ... 55.7 56.6 61.2 61.8    
Bulgaria %                 56.3 61.0 62.9 64.7 66.9    
Burkina Faso %                 1.70 2.00 2.00 0.300 0.300    
Burundi %                 0.300 0.300 3.90 4.40 4.00    
Cameroon %                 9.10 8.90 5.40 6.50 8.00    
Central African Republic %                 2.40 3.10 2.60 3.30 3.10    
Chad % ...               0.500 0.800 2.10 2.40 2.30    
Chile %                 37.4 40.5 44.7 45.1 48.4    
China %                 27.7 30.2 33.2 89.5 91.1    
Comoros % ... ... ... ... ... ... ... ... ... ... ... 7.40 7.90    
Congo %                 8.30 9.00 9.40 10.9 12.2    
Costa Rica %                 28.3 25.4 27.4 27.5 30.5    
Czech Republic %                 6.10 6.40 6.40 6.70 6.80    
Dem. Republic of the Congo % ... ... ... ... ... ... ... ... ... ... 0.200 0.300 0.700    
Djibouti % ...               0.200 0.300 0.300 0.400 0.400    
Dominican Republic %                 44.1 59.7 38.1 23.2 25.2    
East Timor % ... ... ... ... ... ... ...   2.00 5.40 5.70 5.80 5.60    
Ecuador %               ... ... ... ... ... ... ... ...
Egypt %                 4.30 5.30 5.80 6.60 7.10    
El Salvador %                 26.5 27.3 28.2 27.6 28.7    
Equatorial Guinea % ...               3.90 4.70 5.10 7.50 9.00    
Ethiopia % ... ...             0.100 0.100 0.200 0.200 0.200    
European Union %                 17.1 18.1 18.3 19.0 21.4    
France %                 42.4 43.6 44.5 45.1 46.7    
Gabon % ...               53.8 51.1 50.8 52.0 50.8    
Germany %                 1.30 ... 1.30 1.60 1.90    
Guatemala % ... ...             18.0 19.1 19.2 19.0 17.7    
Guinea Bissau % ...               1.10 1.10 1.00 0.100 0.100    
Haiti %                 0.700 1.10 1.10 1.60 1.60    
Honduras %                 20.7 21.1 21.8 22.2 22.8    
Indonesia %   ...             36.0 41.2 46.4 48.5 51.8    
Iraq % ... ... ... ... ... ... ... ... ... ... ... ... ...    
Iran %                 25.9 41.6 45.0 49.1 51.0    
Ireland % ... ... ... ... ... ... ... ... ... ... ... ... ... ...  
Italy %                 24.1 25.6 24.6 27.3 29.0    
Ivory Coast %                 2.90 3.20 3.20 0.300 0.300    
Jordan %                 1.90 2.00 2.20 2.40 2.50    
Kosovo % ... ... ... ... ...       22.2 22.1 22.8 95.2 38.1    
Kuwait %                 10.9 10.9 10.9 15.3 14.5    
Laos % ... ... ... ... ... ... ...   2.50 2.40 3.50 5.10 10.9    
Latvia %                 63.8 73.6 76.8 80.8 84.9    
Lebanon %                 18.6 19.2 20.3 23.9 22.0    
Liberia % ... ... ... ...         1.10 1.40 1.70 1.80 1.70    
Libya % ... ... ... ... ... ... ... ... 0.500 0.500 0.500 0.500 0.500    
Lithuania %                 24.4 28.3 28.8 33.9 37.8    
Macedonia %                 34.8 34.8 36.4 38.0 40.0    
Madagascar %             ...   0.100 2.20 2.60 3.00 3.00    
Malaysia %                 56.1 52.9 56.2 57.0 62.4    
Maldives %                 17.7 17.5 17.3 15.6 22.6    
Mali %                 3.30 3.70 3.60 0.100 0.100    
Malta % ... ... ... ... ... ... ... ... ... ... ... ... 53.6    
Mauritania %                 0.500 1.40 4.60 6.10 6.60    
Mauritius % ... ...             56.3 69.2 71.9 82.6 83.3    
Mongolia %                 58.9 58.3 32.7 40.5 42.2    
Montenegro % ... ... ... ...         25.2 25.2 26.0 26.4 30.8    
Morocco %           ... ... ... ... ... ... ... ... ... ...
Mozambique %                 4.40 4.30 5.70 5.60 5.30    
Nicaragua %                 10.8 16.0 16.2 16.3 17.9    
Niger %                 0.800 1.00 1.00 0.300 0.300    
Nigeria % ... ... ... ...   ... ...   0.100 0.100 0.100 0.100 0.100    
Oman % ... ...             37.3 21.0 20.6 23.3 22.7    
Pakistan %                 7.20 8.00 7.30 6.70 9.40    
Palestine % ... ...             8.10 8.80 9.00 22.5 17.2    
Paraguay %                 16.7 20.9 22.8 23.1 24.4    
Peru %                 31.2 31.7 33.5 35.2 37.4    
Portugal %                 96.0 100 100 100 100    
Qatar % ... ... ... ... ... ...     25.2 22.7 23.3 26.5 30.5    
Romania %                 14.0 11.8 12.3 15.9 16.8    
Rwanda %                 2.00 2.10 2.40 5.40 7.40    
Saudi Arabia %       ... ... ... ... ... ... ... ... ... ... ... ...
Senegal %                 4.60 1.00 1.00 0.500 0.600    
Serbia %         ... ... ... ... ... ... ... ... ... ... ...
Seychelles % ... ... ... ... ... ... ... ... ... ... ... 47.5 100    
Sierra Leone % ... ... ... ... ... ... ... ... 0.700 0.900 1.00 1.20 1.60    
Slovakia %                 2.70 2.70 2.80 3.20 3.10    
Slovenia %                 3.40 3.30 3.20 3.10 3.10    
South Korea % ... ... ... ... ... ... ... ... ... ... ... ... ...    
Spain %                 53.3 51.9 50.0 49.8 49.6    
Syria % ... ... ... ... ... ...     4.90 7.00 7.70 5.90 7.20    
Togo %                 2.80 3.10 3.00 0.500 0.500    
Tunisia %                 27.8 28.8 30.2 28.9 27.5    
Turkey %                 23.5 27.0 63.6 74.9 76.6    
United Arab Emirates %                 5.90 5.80 6.80 7.70 8.90    
Uruguay %                 32.9 80.2 84.6 84.1 100    
Uzbekistan % ... ... ... ...         ... ... ... ... ... ... ...
Venezuela %     ... ... ... ... ... ... ... ... ... ... ... ... ...
Vietnam %                 37.8 39.1 41.8 41.5 41.8    
Yemen % ...               0.900 1.00 1.20 1.30 1.30    
Zimbabwe % ... ... ... ... ... ... ... ... ... ... ... ... ...    
World %                 9.01 10.2 10.5 11.8 12.6