Air Bank's non-performing loans reached 5.48% of total loans at the end of 2023, up from 5.13% compared to the previous year. Historically, the NPL ratio hit an all time high of 7.99% in 2012 and an all time low of 1.69% in 2019.
Provision coverage amounted to 119% at the end of 2023, up from 116% compared to a year earlier.
The bank created loan loss provisions worth of 1.74% of average loans in 2023. That's compared to 0.781% of loans the bank put aside to its cost on average in the last five years.
Comparing Air Bank with its closest peers, CSOB operated at the end of 2023 with NPL ratio of 1.51% and provision coverage of 45.2% and Komercni Banka with 1.85% and 47.1% respectively.
You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.
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