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Banca Commerciala Romana - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Romania | February 22, 2018
Excel Sheet

Banca Commerciala Romana's non-performing loans reached 21.1% of total loans at the end of 2015, down from 26.0% when compared to the previous year. Historically, the NPL ratio hit an all time high of 30.6% in 2013 and an all time low of 2.88% in 2007.

Provision coverage amounted to 73.7% at the end of 2015, down from 74.9% compared to a year earlier.

The bank created loan loss provisions worth of -0.224% of average loans in 2015. That's compared to 5.95% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, Banca Transilvania operated at the end of 2015 with NPL ratio of 16.8% and provision coverage of 73.5%, BRD Groupe Societe Generale with 17.0% and 76.3% respectively and Raiffeisen Bank Romania had 8.53% of bad loans covered with 63.2% by provisions at the end of 2015.

You can see all the bank’s data at Banca Commerciala Romana Profile, or you can download a report on the bank in the report section.