Bank Millennium's non-performing loans reached 4.61% of total loans at the end of 2015, up from 4.23% when compared to the previous year. Historically, the NPL ratio hit an all time high of 23.0% in 2003 and an all time low of 3.37% in 2008.
Provision coverage amounted to 66.3% at the end of 2015, down from 70.6% compared to a year earlier.
The bank created loan loss provisions worth of 0.533% of average loans in 2015. That's compared to 0.550% of loans the bank put aside to its cost on average in the last five years.