Banka Creditas's net interest margin amounted to 1.45% in 2023, down from 1.71% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.29% in 2011 and an all time low of 1.29% in 2020. The average margin in the last five years amounted to 1.54%.
Average asset yield was 6.55% in 2023, up from 4.70% when compared to previous year. On the other hand, cost of funding amounted to 5.38% in 2023, up from 3.17%.
Comparing Banka Creditas with its closest peers, CSOB operated in 2023 with a net interest margin of 1.58% in 2023, and Komercni Banka reached 1.81%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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