Banka Creditas's capital adequacy ratio reached 33.8% at the end of fourth quarter of 2023, up from 26.7% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 33.8% in 4Q2023 and an all time low of 10.4% in 1Q2014.
The Tier 1 ratio amounted to 25.4% at the end of fourth quarter of 2023, up from 20.6% compared to the same period of last year and up from 21.9% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 27.5% at the end of 4Q2023, down from 29.0% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 91.1%.
When compared to bank's main peers, CSOB ended the fourth quarter of 2023 with a capital adequacy ratio at 19.7% and loans to deposits of 67.7% and Komercni Banka with 18.8% and 73.9% respectively.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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