CSOB's capital adequacy ratio reached 17.2% at the end of 2017, down from 18.5% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 19.4% in 2015 and an all time low of 10.3% in 2008.
The Tier 1 ratio amounted to 17.2% at the end of 2017, down from 18.2% compared to a year earlier.
Bank's loan to deposit ratio reached 77.7% at the end of 2017, down from 79.4% when compared to the previous year.
When compared to bank's main peers, Ceska Sporitelna ended the year 2017 with a capital adequacy ratio at 18.7% and loans to deposits of 72.3%, Komercni Banka with 18.6% and 78.5% respectively and MONETA Money Bank some 17.4% in terms of capital adequacy and 87.4% of loans to deposits at the end of 2017.