Halkbank's net interest margin amounted to 3.41% in 2015, down from 3.57% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 5.59% in 2009 and an all time low of 3.41% in 2015. The average margin in the last five years amounted to 3.87%.
Average asset yield was 8.02% in 2015, up from 7.85% when compared to previous year. On the other hand, cost of funding amounted to 5.13% in 2015, up from 4.75%.