J&T Banka's capital adequacy ratio reached 13.9% at the end of 2015, up from 13.4% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 13.9% in 2015 and an all time low of 10.1% in 2008.
The Tier 1 ratio amounted to 12.2% at the end of 2015, up from 11.7% compared to a year earlier.
Bank's loan to deposit ratio reached 61.3% at the end of 2015, down from 66.5% when compared to the previous year.
When compared to bank's main peers, Ceska Sporitelna ended the year 2015 with a capital adequacy ratio at 21.3% and loans to deposits of 74.6%, CSOB with 19.4% and 81.1% respectively and Komercni Banka some 16.3% in terms of capital adequacy and 79.9% of loans to deposits at the end of 2015.