J&T Banka's net interest margin amounted to 2.14% in 2015, down from 2.39% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.99% in 2006 and an all time low of 1.84% in 2013. The average margin in the last five years amounted to 2.12%.
Average asset yield was 3.94% in 2015, down from 4.75% when compared to previous year. On the other hand, cost of funding amounted to 2.03% in 2015, down from 2.69%.