J&T Banka's net interest margin amounted to 3.21% in 2022, up from 2.21% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.93% in 2018 and an all time low of 1.45% in 2020. The average margin in the last five years amounted to 2.76%.
Average asset yield was 5.29% in 2022, up from 3.08% when compared to previous year. On the other hand, cost of funding amounted to 2.43% in 2022, up from 0.989%.
Comparing J&T Banka with its closest peers, Ceska Sporitelna operated in 2022 with a net interest margin of 2.24% in 2022, CSOB reached 1.72% and Komercni Banka some 2.25%.
You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.
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