Asset quality of Estonian banks has improved dramatically since the peak of financial and economic crisis. Since the end of 2010, when over 6% of total loans were overdue for more than two months, the share dropped to 1.6% at the end of 2013, according to the data released by the Central Bank of Estonia.
Housing loans show the best quality with fewer than 1.4% of housing loans overdue at the end of 2013. On the other hand, overdue consumer loans represented 2.7% of total loans, the highest within the loan portfolio.
For more details, see indicators for Estonia in the banking section of Helgi Library at http://www.helgilibrary.com/sectors/index/banking