OTP Banka Slovakia's capital adequacy ratio reached 13.4% at the end of 2015, down from 13.5% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 13.5% in 2014 and an all time low of 10.6% in 2013.
The Tier 1 ratio amounted to 11.2% at the end of 2015, down from 11.3% compared to a year earlier.
Bank's loan to deposit ratio reached 92.8% at the end of 2015, up from 91.3% when compared to the previous year.
When compared to bank's main peers, VUB Banka ended the year 2015 with a capital adequacy ratio at 16.3% and loans to deposits of 107%, Slovenska Sporitelna with 21.9% and 87.8% respectively and Tatra banka some 18.2% in terms of capital adequacy and 90.9% of loans to deposits at the end of 2015.