Stavebni Sporitelna Ceske Sporitelny's net interest margin amounted to 1.15% in 2016, down from 1.37% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.48% in 2000 and an all time low of 0.883% in 2003. The average margin in the last five years amounted to 1.27%.
Average asset yield was 2.59% in 2016, down from 2.98% when compared to previous year. On the other hand, cost of funding amounted to 1.53% in 2016, down from 1.70%.
When compared to bank's main peers, Ceskomoravska Stavebni Sporitelna operated in 2016 with a net interest margin of 1.63% in 2016, Raiffeisen Stavebni Sporitelna reached 1.22% and Modra Pyramida Stavebni Sporitelna some 1.68%.