Bank loans at Czech banks increased by 2.2% qoq to CZK 4,206 bil during the second quarter of 2023 or by 6.3% when compared to last year. They represented represented 55.8% of GDP, down from 58.6% seen a decade ago. By comparison, the figure was 31.8% back in 2000.
Retail loans formed 29.3% of GDP with mortgages accounting for most of that (22.8% of GDP) and the biggest part of banks' loan portfolios (40.8% of total bank loans).
Three largest banks held more than 60% of the loan market at the end of June while the five largest banks provided more than 80% of loans.
Ceskasporitelna remains the largest lender with more than 22% of the market followed by CSOB and Komercni Banka.
In terms of momentum, Banka Creditas has grown the fastest in relative terms within the last quarter (9.4%% qoq), followed by Fio banka and Trinity bank.
Helgi Library 
