By Helgi Library - November 23, 2023
Fio banka made a net profit of CZK 1,707 mil in the third quarter of 2023, up 34.4% when compared to the same period of last year...
By Helgi Library - November 23, 2023
Fio banka made a net profit of CZK 1,707 mil under revenues of CZK 2,293 mil in the third quarter of 2023, up 34.4% and 32% ...
By Helgi Library - November 24, 2023
Fio banka employed 119 persons in 2023-09-30, up 5.31% when compared to the previous year. Historically, the bank's workforce hi...
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By Helgi Library - November 23, 2023
Fio banka's net interest margin amounted to 3.13% in the third quarter of 2023, down from 3.29% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.29% in 2Q2023 and an all time low of 0.263%...
By Helgi Library - November 23, 2023
Fio banka's customer loans reached CZK 45,500 mil in 2023-06-30, up 5.81% compared to the previous year. Czech banking sector provided customer loans of CZK 4,206 in 2023-06-30, up 2.15% when compared to the last year. Fio banka accounted for 1.08% of all...
By Helgi Library - September 30, 2023
Fio banka generated total banking revenues of CZK 2,327 mil in 2023-06-30, up 11.3% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 67,123 mil in 2023-06-30, up 20.3% when compared to the last year. ...
By Helgi Library - November 23, 2023
Fio banka's capital adequacy ratio reached 36.3% at the end of third quarter of 2023, up from 35.3% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 36.3% in 3Q2023 and an all time low of 10.4% in 2Q2014. T...
By Helgi Library - November 23, 2023
Fio banka's retail loans reached CZK 21,500 mil in the second quarter of 2023, up 7.50% compared to the previous year. Czech banking sector provided retail loans of CZK 2,203 bil in 2Q2023, up 2.19% when compared to the last year. Fio banka accounted for ...
By Helgi Library - November 23, 2023
Fio banka's customer deposits reached CZK 225,137 mil in 2023-06-30, up 3.01% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,832 bil in 2023-06-30, up 3.12% when compared to the last year. Fio banka accounted for 3...
By Helgi Library - November 23, 2023
Fio banka generated total banking revenues of CZK 2,293 mil in the third quarter of 2023, up 32% when compared to the same period of last year and down 1.46% when compared to the previous quarter. Historically, the bank’s revenues containing of in...
By Helgi Library - November 23, 2023
Fio banka's non-performing loans reached 8.29% of total loans at the end of 2023-09-30, down from 8.98% compared to the previous year. Historically, the NPL ratio hit an all time high of 20.4% in 2013-09-30 and an all time low of 4.21% in 2018-09-30. Provis...
By Helgi Library - November 24, 2023
Fio banka's cost to income ratio reached 15.5% in the third quarter of 2023, down from 16.0% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 2,685% of income in 4Q2011 and an all time low of 14.4% in 1Q2023. ...
By Helgi Library - November 23, 2023
Fio banka's Equity reached 6.75% of total assets in the 3Q2023, up from 4.93% for the previous year. As a share of net customer loans, the ratio amounted to 35.6% at the end of the third quarter of 2023. ...
Fio banka is a young Czech bank established only in 2008. But, the history of Fio dates back to 1993 when a group of students established a securities broker. Since then, Fio has expanded both geographically (as it entered a number of stock exchanges in the Central Europe and elsewehere) as well as business-wise (with a credit union started in 1996). The expansion has been crowned by a an acquisition of RM-System, Czech Republic's off-market securities exchange. Nowadays, the bank already services more than 900,000 clients through a network of 80 branches occuppying around 1% of the Czech banking market by assets (2018 figures).
Fio banka has been growing its revenues and asset by 31.5% and 28.6% a year on average in the last 10 years. Its loans and deposits have grown by 20.4% and 28.6% a year during that time and loans to deposits ratio reached 19.5% at the end of 2022. The company achieved an average return on equity of 25.7% in the last decade with net profit growing 52.8% a year on average. In terms of operating efficiency, its cost to income ratio reached 18.0% in 2022, compared to 45.5% average in the last decade.
Equity represented 5.38% of total assets or 29.9% of loans at the end of 2022. Fio banka's non-performing loans were 9.61% of total loans while provisions covered some 44.6% of NPLs at the end of 2022.
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