By Helgi Library - May 1, 2018
Getin Holding's loans reached PLN 18,383 mil in the 2017, up from PLN 12,747 mil compared to the previous year. Histori...
By Helgi Library - May 1, 2018
Getin Holding stock traded at PLN 1.38 per share at the end of 2017 implying a market capitalization of USD 295 mil. Since the end of 2...
By Helgi Library - May 1, 2018
Getin Holding made a net profit of PLN 183 mil under revenues of PLN 1,613 mil in 2017, up -29.2% and 2.79% respectively compared to ...
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By Helgi Library - May 1, 2018
Getin Holding's non-performing loans reached 9.74% of total loans at the end of 2017, down from 16.2% compared to the previous year. Historically, the NPL ratio hit an all time high of 29.7% in 2004 and an all time low of 4.63% in 2008. Provision coverage a...
By Helgi Library - May 1, 2018
Getin Holding stock traded at PLN 1.38 per share at the end 2017 implying a market capitalization of USD 295 mil. Since the end of 2012, the stock has depreciated by -50.0 % implying an annual average growth of -12.9 %. In absolute terms, the value of the company ...
By Helgi Library - May 1, 2018
Getin Holding's net interest margin amounted to 3.55% in 2017, up from 3.43% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 5.16% in 2013 and an all time low of 1.24% in 2012. The average margin i...
By Helgi Library - May 1, 2018
Getin Holding generated total banking revenues of PLN 1,613 mil in 2017, up 2.79% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of PLN 3,738 mil in 2011 and an...
By Helgi Library - September 25, 2018
Getin Holding's retail loans reached PLN 1,306 mil at the end of 2017, up 1.33% compared to the previous year. In the last decade, the average annual loan growth amounted to -18.5%. Overall, retail loans accounted for 7.60% of the bank's loan book at the en...
By Helgi Library - May 1, 2018
Getin Holding's customer loan growth reached 48.5% in 2017, up from 23.5% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 100% in 2012 and an all time low of -93.6% in 2011. In the last decade, the average ...
Getin Holding SA is a Poland-based financial holding. The Group established by Dr Leszek Czarnecki operates in banking, financial intermediation, insurance and leasing sectors. The Holding's banks specialize in cash loans, car loans, and services targeted at small and medium-sized enterprises. Getin Holding invests in ventures on the markets of Central and Eastern Europe, where it controls five banks and three lease companies. Among the Company’s brands are Idea Bank Polska, Tax Care, Idea Expert, MW Trade, Idea Leasing, Carcade, Kuban Bank, Idea Bank Ukraine and Idea Bank Belarus. The Company is operational in Poland, Ukraine, Belarus and the Russian Federation
Getin Holding has been growing its revenues and asset by 0.800% and 4.03% a year on average in the last 10 years. Its loans and deposits have grown by 4.43% and 6.59% a year during that time and loans to deposits ratio reached 87.3% at the end of 2017. The company achieved an average return on equity of 10.0% in the last decade with net profit growing -11.6% a year on average. In terms of operating efficiency, its cost to income ratio reached 51.9% in 2017, compared to 49.4% average in the last decade.
Equity represented 12.5% of total assets or 20.5% of loans at the end of 2017. Getin Holding's non-performing loans were 9.74% of total loans while provisions covered some 66.9% of NPLs at the end of 2017.
Getin Holding stock traded at PLN 1.38 per share at the end of 2017 resulting in a market capitalization of USD 295 mil. Over the previous five years, stock price fell by 50% or 12.9% a year on average. That’s compared to an average ROE of 7.54% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 5.61x and price to book value (PBV) of 0.297x in 2017.
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