By Helgi Library - December 12, 2019
Prva Stavebna Sporitelna's mortgage loans reached EUR 2,155 mil in 2017, up 4.60% compared to the previous year. Slovak banking...
By Helgi Library - May 26, 2018
Prva Stavebna Sporitelna made a net profit of EUR 17.4 mil under revenues of EUR 73.1 mil in 2017, up -14.8% and -4.06% respectively ...
By Helgi Library - December 12, 2019
Prva Stavebna Sporitelna's customer deposits reached EUR 2,735 mil in 2017, up 6.29% compared to the previous year. Slovak bank...
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By Helgi Library - December 12, 2019
Prva Stavebna Sporitelna's customer loans reached EUR 2,168 mil in 2017, up 4.56% compared to the previous year. Slovak banking sector provided customer loans of EUR 54.8 bil in 2017, up 9.56% when compared to the last year. Prva Stavebna Sporitelna accou...
By Helgi Library - May 26, 2018
Prva Stavebna Sporitelna's net interest margin amounted to 1.95% in 2017, down from 2.18% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.32% in 2002 and an all time low of 1.95% in 2017. The ave...
By Helgi Library - December 12, 2019
Prva Stavebna Sporitelna's consumer loans reached EUR 12.3 mil in 2017, down 3.23% compared to the previous year. Slovak banking sector provided consumer loans of EUR 7.45 bil in 2017, up 8.46% when compared to the last year. Prva Stavebna Sporitelna acco...
By Helgi Library - July 16, 2018
Prva Stavebna Sporitelna's retail deposits reached EUR 2,672 mil in 2017, up 6.27% compared to the previous year. Slovak banking sector accepted retail deposits of EUR 35.1 bil in 2017, up 4.67% when compared to the last year. Prva Stavebna Sporitelna acc...
By Helgi Library - May 26, 2018
Prva Stavebna Sporitelna's non-performing loans reached 8.63% of total loans at the end of 2017, down from 8.71% compared to the previous year. Historically, the NPL ratio hit an all time high of 9.97% in 2012 and an all time low of 1.26% in 2001. Provision...
By Helgi Library - July 16, 2018
Prva Stavebna Sporitelna generated total banking revenues of EUR 73.1 mil in 2017, down 4.06% compared to the previous year. Slovak banking sector banking sector generated total revenues of EUR 2,324 mil in 2017, down 10.6% when compared to the last y...
By Helgi Library - May 26, 2018
Prva Stavebna Sporitelna generated total banking revenues of EUR 73.1 mil in 2017, down 4.06% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 94.7 mil in ...
By Helgi Library - May 26, 2018
Prva Stavebna Sporitelna's customer loan growth reached 4.56% in 2017, up from 2.55% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 29.4% in 2006 and an all time low of -0.054% in 2014. In the last decade,...
Prvá stavebná sporitelna, a.s. is a Slovakia-based specialised bank. The Bank offers primarrily saving products; home loans; finance for the repair and reconstruction of residential houses; and solutions for the apartment owners and entrepreneurs. It also provides insurance products, such as house, apartment, or home furnishing insurance; family insurance; and funeral insurance products. The Bank was founded in 1992 and is headquartered in Bratislava, Slovakia. The Bank is partially owned by Erste Bank (holding 25.02%) while Bausparkasse Schwabisch Hall and Raiffeisen Bausparkassen have 32.5% each in the Bank
Prva Stavebna Sporitelna has been growing its revenues and asset by -0.242% and 6.35% a year on average in the last 10 years. Its loans and deposits have grown by 4.77% and 7.62% a year during that time and loans to deposits ratio reached 79.2% at the end of 2017. The company achieved an average return on equity of 9.98% in the last decade with net profit growing -3.29% a year on average. In terms of operating efficiency, its cost to income ratio reached 56.8% in 2017, compared to 52.1% average in the last decade.
Equity represented 7.84% of total assets or 10.9% of loans at the end of 2017. Prva Stavebna Sporitelna's non-performing loans were 8.63% of total loans while provisions covered some 30.6% of NPLs at the end of 2017.
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