By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria made a net profit of BGN 137 mil under revenues of BGN 314 mil in 2017, up -1.05% and -4.08% respectively com...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria's net interest margin amounted to 3.00% in 2017, down from 3.30% compared to the previous year. Hi...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria's customer deposits reached BGN 5,377 mil in 2017, up 13.6% compared to the previous year. Bulgarian ba...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
Get all company financials in excel:
Get all company financials in excel:
By Helgi Library - September 20, 2018
Raiffeisenbank Bulgaria's consumer loans reached BGN 1,033 mil in 2017, up 18.4% compared to the previous year. Bulgarian banking sector provided consumer loans of BGN 10.2 bil in 2017, up 4.82% when compared to the last year. Raiffeisenbank Bulgaria acco...
By Helgi Library - September 20, 2018
Raiffeisenbank Bulgaria's retail deposits reached BGN 3,015 mil in 2017, up 10.8% compared to the previous year. Bulgarian banking sector accepted retail deposits of BGN 47.8 bil in 2017, up 5.40% when compared to the last year. Raiffeisenbank Bulgaria ac...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria's capital adequacy ratio reached 31.6% at the end of 2017, down from 32.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 36.7% in 2014 and an all time low of 6.62% in 2003. The Tier 1 rat...
By Helgi Library - September 20, 2018
Raiffeisenbank Bulgaria's mortgage loans reached BGN 823 mil in 2017, up 4.72% compared to the previous year. Bulgarian banking sector provided mortgage loans of BGN 9.45 bil in 2017, up 7.40% when compared to the last year. Raiffeisenbank Bulgaria accoun...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria's non-performing loans reached 4.33% of total loans at the end of 2017, down from 7.05% compared to the previous year. Historically, the NPL ratio hit an all time high of 11.0% in 2015 and an all time low of 0.467% in 2007. Provision...
By Helgi Library - September 20, 2018
Raiffeisenbank Bulgaria generated total banking revenues of BGN 314 mil in 2017, down 4.08% compared to the previous year. Bulgarian banking sector banking sector generated total revenues of BGN 3,870 mil in 2017, down 4.62% when compared to the last ...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria employed 2,711 persons in 2017, down 0.914% when compared to the previous year. Historically, the bank's workforce hit an all time high of 3,703 persons in 2008 and an all time low of 598 in 2003. Average cost reached USD 1,366 per month p...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria's customer loans reached BGN 4,420 mil in 2017, up 11.1% compared to the previous year. Bulgarian banking sector provided customer loans of BGN 59.7 bil in 2017, up 6.73% when compared to the last year. Raiffeisenbank Bulgaria acco...
By Helgi Library - September 27, 2018
Raiffeisenbank Bulgaria has issued total of 500 '000 payment cards at the end of 2017, up 4.17% compared to the previous year. Bulgarian banking sector banking sector issued total of 7,532 thous. of bank cards in 2017, down 2.15% when compared to ...
By Helgi Library - September 2, 2018
Raiffeisenbank Bulgaria employed 2,711 persons in 2017, down 0.914% compared to the previous year. Historically, the bank's workforce hit an all time high of 3,703 persons in 2008 and an all time low of 1,921 in 2006. The bank operated a network of 134 bra...
Raiffeisenbank (Bulgaria) EAD is a Bulgaria-based medium-sized universal bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. At the end of 2013, the Bank had some 166 branches and 580 ATMs and employed nearly 3,200 persons. The Bank was founded in 1994 and is headquartered in Sofia, Bulgaria. Raiffeisenbank Bulgaria EAD is fully consolidated subsidiary of Raiffeisen Bank International AG (RBI), which is one of the biggest players in the emerging Europe. RBI now operates in 17 different countries, employes about 60,000 people and services approximatelly 14.4 million customers through more than 3,100 branches.
Raiffeisenbank Bulgaria has been growing its revenues and asset by 2.58% and 1.84% a year on average in the last 10 years. Its loans and deposits have grown by 3.35% and 3.95% a year during that time and loans to deposits ratio reached 82.2% at the end of 2017. The company achieved an average return on equity of 7.15% in the last decade with net profit growing 2.37% a year on average. In terms of operating efficiency, its cost to income ratio reached 54.8% in 2017, compared to 53.7% average in the last decade.
Equity represented 12.9% of total assets or 21.1% of loans at the end of 2017. Raiffeisenbank Bulgaria's non-performing loans were 4.33% of total loans while provisions covered some 89.0% of NPLs at the end of 2017.
Helgi Library 
