By Helgi Library - July 4, 2018
Splitska Banka's non-performing loans reached 13.0% of total loans at the end of 2017, up from 10.7% compared to the previous yea...
By Helgi Library - July 4, 2018
Splitska Banka made a net profit of HRK -85.0 mil in 2017, down 123% compared to the previous year. This implies a return on equ...
By Helgi Library - July 4, 2018
Splitska Banka's customer loans reached HRK 14,839 mil in 2017, down 7.81% compared to the previous year. Croatian banking sect...
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By Helgi Library - July 4, 2018
Splitska Banka's customer deposits reached HRK 20,625 mil in 2017, down 1.21% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Splitska Banka accounted for 7...
By Helgi Library - December 12, 2019
Splitska Banka's corporate loans reached HRK 8,855 mil in 2017, down 9.13% compared to the previous year. Croatian banking sector provided corporate loans of HRK 70.6 bil in 2017, up 2.98% when compared to the last year. Splitska Banka accounted for 10.8%...
By Helgi Library - July 16, 2018
Splitska Banka's corporate deposits reached HRK 8,493 mil in 2017, up 1.49% compared to the previous year. Croatian banking sector accepted corporate deposits of HRK 63.1 bil in 2017, up 8.35% when compared to the last year. Splitska Banka accounted for 1...
By Helgi Library - July 16, 2018
Splitska Banka generated total banking revenues of HRK 1,129 mil in 2017, down 6.15% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last year. ...
By Helgi Library - July 4, 2018
Splitska Banka employed 1,439 persons in 2017, up 4.28% when compared to the previous year. Historically, the bank's workforce hit an all time high of 1,576 persons in 2011 and an all time low of 1,380 in 2016. Average cost reached USD 2,594 per month per employe...
By Helgi Library - July 4, 2018
Splitska Banka's net interest margin amounted to 2.82% in 2017, down from 2.84% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.20% in 2011 and an all time low of 2.39% in 2013. The average margi...
By Helgi Library - July 16, 2018
Splitska Banka's retail deposits reached HRK 12,011 mil in 2017, down 2.52% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Splitska Banka accounted for 6.31...
By Helgi Library - July 4, 2018
Splitska Banka's cost to income ratio reached 59.8% in 2017, up from 50.6% compared to the previous year. Historically, the bank’s costs reached an all time high of 63.4% of income in 2013 and an all time low of 50.6% in 2016. When compared to total assets...
By Helgi Library - July 4, 2018
Splitska Banka's customer loan growth reached -7.81% in 2017, down from -5.09% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 1.79% in 2013 and an all time low of -7.81% in 2017. In the last decade, the av...
By Helgi Library - July 4, 2018
Splitska Banka generated total banking revenues of HRK 1,129 mil in 2017, down 6.15% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 1,204 mil in 2011 and...
Société Générale - Splitska Banka d.d. is a Croatia-based subsidiary of Société Générale S.A.. Splitska banka offers a typical range of banking services and products such as savings, foreign currency, and current accounts; cash, housing, tourist, mortgage, consumer and car loans; debit and credit cards; safety deposit boxes; and Internet banking services for retail segment. It also provides banking services for small, medium and large enterprises as well as investment banking and treasury services, asset management, private banking, or leasing, for example. The Bank operates a network of 118 branches and maintains a 6-7% market share among banks in Croatia. The Bank was privatized in 2000 and bought by UniCredit. In 2006, French group Société Générale took over the Bank and changed name to Société Générale - Splitska banka d.d.
Splitska Banka has been growing its revenues and asset by 0.322% and 0.407% a year on average in the last 5 years. Its loans and deposits have grown by -2.80% and 5.42% a year during that time and loans to deposits ratio reached 71.9% at the end of 2017. The company achieved an average return on equity of 3.50% in the last five years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 59.8% in 2017, compared to 56.4% average in the last five years.
Equity represented 13.1% of total assets or 23.7% of loans at the end of 2017. Splitska Banka's non-performing loans were 13.0% of total loans while provisions covered some 93.1% of NPLs at the end of 2017.
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