By Helgi Library - September 2, 2018
UniCredit Bulbank made a net profit of BGN 412 mil under revenues of BGN 868 mil in 2017, up 14.1% and 1.22% respectively compared to...
By Helgi Library - September 2, 2018
UniCredit Bulbank's customer deposits reached BGN 15,513 mil in 2017, up 4.55% compared to the previous year. Bulgarian banking...
By Helgi Library - September 23, 2018
UniCredit Bulbank's retail deposits reached BGN 6,627 mil in 2017, up 12.0% compared to the previous year. Bulgarian banking se...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
Get all company financials in excel:
Get all company financials in excel:
By Helgi Library - September 23, 2018
UniCredit Bulbank generated total banking revenues of BGN 868 mil in 2017, up 1.22% compared to the previous year. Bulgarian banking sector banking sector generated total revenues of BGN 3,870 mil in 2017, down 4.62% when compared to the last year. ...
By Helgi Library - September 2, 2018
UniCredit Bulbank's net interest margin amounted to 2.92% in 2017, down from 2.97% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 5.92% in 2006 and an all time low of 2.92% in 2017. The average ma...
By Helgi Library - September 2, 2018
UniCredit Bulbank's customer loans reached BGN 10,629 mil in 2017, down 2.24% compared to the previous year. Bulgarian banking sector provided customer loans of BGN 59.7 bil in 2017, up 6.73% when compared to the last year. UniCredit Bulbank accounted for...
By Helgi Library - September 23, 2018
UniCredit Bulbank's corporate deposits reached BGN 8,886 mil in 2017, down 0.415% compared to the previous year. Bulgarian banking sector accepted corporate deposits of BGN 22.0 bil in 2017, up 13.8% when compared to the last year. UniCredit Bulbank accou...
By Helgi Library - September 23, 2018
UniCredit Bulbank's consumer loans reached BGN 1,584 mil in 2017, up 6.57% compared to the previous year. Bulgarian banking sector provided consumer loans of BGN 10.2 bil in 2017, up 4.82% when compared to the last year. UniCredit Bulbank accounted for 17...
By Helgi Library - September 23, 2018
UniCredit Bulbank's mortgage loans reached BGN 1,754 mil in 2017, up 5.88% compared to the previous year. Bulgarian banking sector provided mortgage loans of BGN 9.45 bil in 2017, up 7.40% when compared to the last year. UniCredit Bulbank accounted for 18...
By Helgi Library - September 2, 2018
UniCredit Bulbank's cost to income ratio reached 31.6% in 2017, down from 32.0% compared to the previous year. Historically, the bank’s costs reached an all time high of 45.8% of income in 2001 and an all time low of 22.9% in 2000. When compared to total a...
By Helgi Library - September 2, 2018
UniCredit Bulbank's non-performing loans reached 8.10% of total loans at the end of 2017, down from 11.2% compared to the previous year. Historically, the NPL ratio hit an all time high of 15.8% in 2013 and an all time low of 3.66% in 2007. Provision covera...
By Helgi Library - September 2, 2018
UniCredit Bulbank's loans reached BGN 11,391 mil in the 2017, down from BGN 11,882 mil compared to the previous year. Historically, the bank’s loans reached an all time high of BGN 12,174 mil in 2014 and an all time low of BGN 4,468 mil in 2006. In the ...
By Helgi Library - September 2, 2018
UniCredit Bulbank employed 4,147 persons in 2017, down 0.048% when compared to the previous year. Historically, the bank's workforce hit an all time high of 4,708 persons in 2006 and an all time low of 1,760 in 2004. Average cost reached USD 1,600 per month per e...
UniCredit Bulbank is the biggest Bulgarian bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. The Bank is servicing over one million individual clients and households, high profile private customers, small and mid sized businesses, larger domestic and multinational corporates, municipalities and budget enterprises. UniCredit Bulbank is headquartered in Sofia, Bulgaria. It is a subsidiary of UniCredit Bank Austria AG
UniCredit Bulbank has been growing its revenues and asset by 4.31% and 8.36% a year on average in the last 10 years. Its loans and deposits have grown by 7.41% and 9.38% a year during that time and loans to deposits ratio reached 68.5% at the end of 2017. The company achieved an average return on equity of 12.7% in the last decade with net profit growing 5.07% a year on average. In terms of operating efficiency, its cost to income ratio reached 31.6% in 2017, compared to 37.5% average in the last decade.
Equity represented 15.8% of total assets or 30.1% of loans at the end of 2017. UniCredit Bulbank's non-performing loans were 8.10% of total loans while provisions covered some 82.5% of NPLs at the end of 2017.
Helgi Library 
