By Helgi Library - December 12, 2019
Yapi Kredi Bank's customer loans reached TRY 201,999 mil in 2017, up 13.1% compared to the previous year. Turkish banking secto...
By Helgi Library - December 12, 2019
Yapi Kredi Bank's customer deposits reached TRY 173,384 mil in 2017, up 10.4% compared to the previous year. Turkish banking se...
By Helgi Library - June 21, 2018
Yapi Kredi Bank employed 18,839 persons in 2017, down 2.99% when compared to the previous year. Historically, the bank's workfor...
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By Helgi Library - June 21, 2018
Yapi Kredi Bank made a net profit of TRY 3,614 mil under revenues of TRY 13,692 mil in 2017, up 23.2% and 14.7% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of TRY 3,919 mil in 2013 and an all time low of TR...
By Helgi Library - June 21, 2018
Yapi Kredi Bank's retail deposits reached TRY 136,017 mil in 2017, up 23.1% compared to the previous year. Turkish banking sector accepted retail deposits of TRY 945 bil in 2017, up 17.2% when compared to the last year. Yapi Kredi Bank accounted for 14.4%...
By Helgi Library - December 12, 2019
Yapi Kredi Bank's corporate loans reached TRY 150,241 mil in 2017, up 21.5% compared to the previous year. Turkish banking sector provided corporate loans of TRY 1,571 bil in 2017, up 22.5% when compared to the last year. Yapi Kredi Bank accounted for 10....
By Helgi Library - June 21, 2018
Yapi Kredi Bank's non-performing loans reached 4.54% of total loans at the end of 2017, down from 4.95% compared to the previous year. Historically, the NPL ratio hit an all time high of 10.4% in 2002 and an all time low of 3.07% in 2011. Provision coverage...
By Helgi Library - June 21, 2018
Yapi Kredi Bank generated total banking revenues of TRY 13,692 mil in 2017, up 14.7% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of TRY 13,692 mil in 2017 an...
By Helgi Library - June 21, 2018
Yapi Kredi Bank's net interest margin amounted to 3.29% in 2017, up from 3.26% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 15.6% in 1997 and an all time low of -0.054% in 2003. The average marg...
By Helgi Library - June 21, 2018
Yapi Kredi Bank stock traded at TRY 4.34 per share at the end 2017 implying a market capitalization of USD 7,740 mil. Since the end of 2012, the stock has appreciated by % implying an annual average growth of 0 %. In absolute terms, the value of the company rose...
By Helgi Library - June 21, 2018
Yapi Kredi Bank's cost to income ratio reached 42.5% in 2017, down from 44.5% compared to the previous year. Historically, the bank’s costs reached an all time high of 106% of income in 2003 and an all time low of 36.5% in 2009. When compared to total asse...
By Helgi Library - June 21, 2018
Yapi Kredi Bank's corporate deposits reached TRY 24,545 mil in 2017, down 26.7% compared to the previous year. Turkish banking sector accepted corporate deposits of TRY 535 bil in 2017, up 18.4% when compared to the last year. Yapi Kredi Bank accounted fo...
By Helgi Library - June 21, 2018
Yapi Kredi Bank stock traded at TRY 4.34 per share at the end of 2017 implying a market capitalization of USD 7,740 mil. Since the end of 2012, the stock has appreciated by % implying an annual average growth of 0 %. In absolute terms, the value of the company r...
Yapi Ve Kredi Bankasi AS (or Yapi Kredi Bank) is a Turkey-based financial services company. Yapi Kredi Bank is an integrated financial services group operating in every segment of the banking sector including corporate, commercial, SME, payment systems, retail, private and investment banking together with its subsidiaries in pension and life insurance, leasing, factoring, brokerage, and asset management. Established in 1944, Yapi Kredi Bank maintains a 10% market share in Turkey, but operates also in the Netherlands, Azerbaijan, and Russia. At the end of 2015, the Bank provided its services through 1,000 branches and 4,300 ATMs and employed more than 19,000 persons. The Bank is based in Istanbul, Turkey. Yapi Ve Kredi Bankasi AS is a subsidiary of KOC Finansal Hizmetler
Yapi Kredi Bank has been growing its revenues and asset by 13.8% and 19.1% a year on average in the last 10 years. Its loans and deposits have grown by 20.3% and 17.5% a year during that time and loans to deposits ratio reached 117% at the end of 2017. The company achieved an average return on equity of 17.9% in the last decade with net profit growing 16.1% a year on average. In terms of operating efficiency, its cost to income ratio reached 42.5% in 2017, compared to 43.3% average in the last decade.
Equity represented 9.40% of total assets or 14.9% of loans at the end of 2017. Yapi Kredi Bank's non-performing loans were 4.54% of total loans while provisions covered some 76.8% of NPLs at the end of 2017.
Yapi Kredi Bank stock traded at TRY 4.34 per share at the end of 2017 resulting in a market capitalization of USD 7,740 mil. Over the previous five years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 14.1% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 8.10x and price to book value (PBV) of 0.973x in 2017.
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