Based on a comparison of 17 banks in China in 2018, Qudian was the most cost efficient bank, followed by Shanghai Pudong Development Bank and Industrial & Commercial Bank of China.

Qudian's cost to income ratio reached 20.1% in 2018, down from 19.7% when compared to the last year. Historically, the bank’s costs reached an all time high of 315% in 2015 and an all time low of 19.7% in 2017.

When compared to total assets, bank's cost amounted to 1.39% in 2018, down from 5.80% a year earlier.

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Banking | China | October 11, 2019

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