Bank BPH's non-performing loans reached 5.90% of total loans at the end of 2015-12-31, down from 9.40% compared to the previous year. Historically, the NPL ratio hit an all time high of 11.7% in 2013-12-31 and an all time low of 5.90% in 2015-12-31.
Provision coverage amounted to 87.3% at the end of 2015-12-31, down from 87.4% compared to a year earlier.
The bank created loan loss provisions worth of 0.460% of average loans in 2015-12-31. That's compared to 0.170% of loans the bank put aside to its cost on average in the last five years.
Comparing Bank BPH with its closest peers, PKO BP operated at the end of 2015-12-31 with NPL ratio of 6.59% and provision coverage of 63.3%, Pekao SA with 6.53% and 71.9% respectively and ING Bank Slaski had 3.42% of bad loans covered with 68.1% by provisions at the end of 2015-12-31.
You can see all the bank’s data at Bank BPH Profile, or you can download a report on the bank in the report section.
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