Bank Handlowy's non-performing loans reached 4.03% of total loans at the end of 2023-09-30, up from 3.66% compared to the previous year. Historically, the NPL ratio hit an all time high of 16.0% in 2006-12-31 and an all time low of 2.90% in 2017-06-30.
Provision coverage amounted to 92.5% at the end of 2023-09-30, down from 99.6% compared to a year earlier.
The bank created loan loss provisions worth of 0.069% of average loans in 2023-09-30. That's compared to 0.344% of loans the bank put aside to its cost on average in the last five years.
Comparing Bank Handlowy with its closest peers, PKO BP operated at the end of 2023-09-30 with NPL ratio of 3.62% and provision coverage of 112%, Pekao with 5.88% and 102% respectively and ING Bank Slaski had 2.74% of bad loans covered with 84.9% by provisions at the end of 2023-09-30.
You can see all the bank’s data at Bank Handlowy Profile, or you can download a report on the bank in the report section.
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