Banka Creditas's net interest margin amounted to 1.72% in 2022, up from 1.45% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.29% in 2011 and an all time low of 1.29% in 2020. The average margin in the last five years amounted to 1.68%.
Average asset yield was 4.73% in 2022, up from 2.22% when compared to previous year. On the other hand, cost of funding amounted to 3.17% in 2022, up from 0.822%.
Comparing Banka Creditas with its closest peers, Ceska Sporitelna operated in 2022 with a net interest margin of 2.24% in 2022, CSOB reached 1.72% and Komercni Banka some 2.25%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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