Banka Creditas's capital adequacy ratio reached 24.0% at the end of third quarter of 2023, down from 24.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 26.5% in 4Q2022 and an all time low of 10.4% in 1Q2014.
The Tier 1 ratio amounted to 19.2% at the end of third quarter of 2023, up from 16.1% compared to the same period of last year and up from 19.1% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 32.9% at the end of 3Q2023, down from 36.0% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 86.0%.
When compared to bank's main peers, Ceska Sporitelna ended the third quarter of 2023 with a capital adequacy ratio at 19.2% and loans to deposits of 69.8%, CSOB with 19.9% and 60.4% respectively and Komercni Banka some 20.2% in terms of capital adequacy and 72.1% of loans to deposits at the end of the third quarter of 2023.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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