Credito Valtellinese - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Italy | February 19, 2020
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Excel Sheet

Credito Valtellinese's non-performing loans reached 7.52% of total loans at the end of 2019, down from 8.91% compared to the previous year. Historically, the NPL ratio hit an all time high of 27.5% in 2016 and an all time low of 1.94% in 1995.

Provision coverage amounted to 57.7% at the end of 2019, down from 60.8% compared to a year earlier.

The bank created loan loss provisions worth of 0.776% of average loans in 2019. That's compared to 1.75% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at Credito Valtellinese Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2012 2013 2014 2015 2016 2017 2018 2019
Banca Mediolanum % ... ... ... ... ... 1.45% ...
Banca Nazionale del Lavoro % ... 14.7% 19.0% 19.2% 19.0% 16.8% ...
Banca Popolare di Sondrio % 11.8% 14.5% 16.8% 16.5% 15.8% ...
Banco BPM % 23.0% 23.9% ... 21.5% 22.2%
BPER Banca % 20.2% 22.7% 23.3% 22.1% 19.8%
Cassa Depositi e Prestiti % 0.084% 0.127% 0.158% 0.147% 0.155% ...
Credit Agricole Italia % 10.0% 13.1% 14.1% 12.4% 10.9% ...
Credito Emiliano % 11.8% 14.5% 16.8% 16.5% 15.8% ...
Credito Valtellinese % 19.2% 25.2% 27.2% 27.5% 22.5%
Intesa Sanpaolo % 16.0% 17.7% 17.5% 15.9% 13.0%
Mediobanca % 4.93% 6.75% 6.83% 2.84% 5.19%
Monte dei Paschi di Siena % 25.1% 32.7% 36.0% 36.9% 38.9%
UBI Banca % 13.7% 14.6% 15.3% 14.5% 12.7%
UniCredit SpA % 16.4% 17.2% 17.4% 12.5% 9.58%
AVERAGE % 10.7% 14.4% 17.1% 17.5% 16.8% 14.6% 9.25% 8.34%