DenizBank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Turkey | June 25, 2018
$2.99
Excel Sheet

DenizBank's non-performing loans reached 3.55% of total loans at the end of 2017, down from 3.89% compared to the previous year. Historically, the NPL ratio hit an all time high of 12.3% in 2001 and an all time low of 2.17% in 2005.

Provision coverage amounted to 77.7% at the end of 2017, up from 72.5% compared to a year earlier.

The bank created loan loss provisions worth of 1.93% of average loans in 2017. That's compared to 2.00% of loans the bank put aside to its cost on average in the last five years.

Comparing DenizBank with its closest peers, Isbank operated at the end of 2017 with NPL ratio of 2.16% and provision coverage of 104%, Garanti Bank with 2.69% and 78.0% respectively and VakifBank had 4.08% of bad loans covered with 80.2% by provisions at the end of 2017.

You can see all the bank’s data at DenizBank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2010 2011 2012 2013 2014 2015 2016 2017
Akbank % 1.71% 1.21% 1.41% 1.70% 2.17%
Alternatifbank % 4.82% 4.40% 3.54% 4.84% 4.95%
Anadolubank % 2.62% 3.19% 2.55% 3.08% 3.61%
Burgan Bank % 4.51% 5.54% 2.35% 2.00% 2.53%
Citibank Turkey % 10.8% 7.64% 5.50% 3.73% 2.15%
DenizBank % 3.12% 3.85% 2.85% 3.07% 4.08%
Fibabanka % 0.773% 0.917% 1.17% 2.07% 1.69%
Garanti Bank % 1.80% 2.26% 2.11% 3.06% 3.31%
Halkbank % 2.91% 2.92% 2.60% 3.59% 3.42%
HSBC Bank Turkey % 4.26% 4.70% 6.05% 6.17% 5.85%
ICBC Turkey Bank % 4.16% 4.92% 6.14% 5.45% 4.23%
ING Bank Turkey % 2.18% 2.38% 2.30% 2.69% 2.94%
Isbank % 2.12% 1.88% 1.65% 1.60% 2.02%
Odea Bank % ... ... ... 0.875% 3.41% 6.46%
QNB Finansbank % 5.83% 6.51% 6.56% 5.21% 6.30%
Sekerbank % 6.59% 4.51% 5.70% 6.14% 6.42%
Turk Ekonomi Bankasi % 2.81% 2.37% 2.45% 2.65% 2.33%
Turkland Bank % 2.64% 3.35% 2.61% 2.81% 5.97%
VakifBank % 3.57% 4.03% 4.11% 3.93% 4.08%
Yapi Kredi Bank % 3.07% 3.28% 3.53% 3.37% 3.88%
Ziraat Bank % 1.20% 2.83% 2.15% 1.90% 1.67%
AVERAGE % 4.83% 3.58% 3.46% 3.25% 3.45% 3.81% 4.13% 4.39%