Santander Consumer Finance's non-performing loans reached 1.98% of total loans at the end of 2018, down from 2.18% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.53% in 2010 and an all time low of 1.98% in 2018.
Provision coverage amounted to 103% at the end of 2018, up from 98.3% compared to a year earlier.
The bank created loan loss provisions worth of 0.375% of average loans in 2018. That's compared to 0.775% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at Santander Consumer Finance Profile, or you can download a report on the bank in the report section.
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