Interest Yield on Outstanding Loans in Czechia

Average asset yield fell to 5.02% in the September 2022, up 3.02 bp when compared to the same period of last year. Banks charged on average 2.62% on mortgage loans (up 0.220 bp compared to last year's 2.40%), interest on consumer loans reached 8.37% (up 0.080 bp from 8.29%) and corporate loans were priced at 7.28% (up 4.37 bp) in the September 2022.

If we take a look at new business, new mortgages stood at 4.64% in the September 2022, 2.02 bp above the outstanding portfolio. New consumer loans were priced at 9.70% (1.33 bp above outstanding) and average interest rate on new corporate loans reached 9.10% (1.82 bp above the average portfolio).