MONETA Money Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czech Republic | February 15, 2021
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Excel Sheet

MONETA Money Bank's non-performing loans reached 2.30% of total loans at the end of 2020-12-31, up from 1.80% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.6% in 2011-03-31 and an all time low of 1.50% in 2020-09-30.

Provision coverage amounted to 110% at the end of 2020-12-31, up from 109% compared to a year earlier.

The bank created loan loss provisions worth of 0.851% of average loans in 2020-12-31. That's compared to 1.61% of loans the bank put aside to its cost on average in the last five years.

Comparing MONETA Money Bank with its closest peers, Komercni Banka operated at the end of 2020-12-31 with NPL ratio of 2.63% and provision coverage of 50.2%.

You can see all the bank’s data at MONETA Money Bank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit Sep 2008 Dec 2008 Mar 2009 Jun 2009 Sep 2009 Dec 2009 Mar 2010 Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020
Air Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Banka Creditas % 9.82% 11.5% 9.83% 9.00% 8.24% ...
Ceska Sporitelna % 1.80% 1.70% 1.80% 1.80% 1.90% ...
Ceskomoravska Stavebni Sporitelna % 3.95% ... ... ... ... ... ...
CSOB % 2.39% 2.28% 2.18% 2.05% 1.99%
Equa Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... 2.64% ... ... ... ... ... ...
Expobank Czech Republic % ... ... ... ... ... ... ...
Fio banka % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 10.2% ... ... ... ... ... ...
Hypotecni Banka % 1.11% 1.04% 0.996% 0.948% 0.990% ...
Komercni Banka % 2.29% 2.26% 2.13% 2.06% 2.18%
Modra Pyramida Stavebni Sporitelna % 1.69% ... ... ... ... ... ...
MONETA Money Bank % 1.80% 1.90% 1.80% 1.90% 1.60%
PPF Banka % ... 9.62% ... ... ... ... ... ...
Raiffeisen Stavebni Sporitelna % 1.97% 1.85% 1.65% 1.54% 1.28% ...
Raiffeisenbank Czech Republic % 1.95% 1.68% 2.00% 2.15% 2.29% ...
Sberbank Czech Republic % 2.60% 1.76% 1.58% 1.64% 1.67% ...
Stavebni Sporitelna Ceske Sporitelny % 1.70% 1.70% 1.61% 1.48% 1.42% ...
Trinity Bank % 9.75% 8.67% 7.34% 5.88% 8.75% ...
UniCredit Czech Republic % 2.51% 2.36% 2.25% 2.34% 2.17% ...
Wustenrot Hypotecni banka % 3.79% 3.18% 1.38% 1.16% 1.05% ...
Wustenrot Stavebni Sporitelna % 8.07% 7.96% 4.35% 4.51% 4.49% ...
AVERAGE % 2.71% 3.59% 4.13% 4.08% 4.81% 5.72% 5.66% 5.43% 5.80% 5.93% 6.31% 5.98% 6.03% 8.16% 8.25% 7.58% 7.37% 6.96% 7.69% 7.70% 7.97% 8.01% 7.97% 7.91% 7.65% 7.75% 7.71% 7.45% 7.13% 6.96% 6.52% 6.37% 6.32% 6.12% 5.55% 5.70% 5.49% 5.35% 4.60% 4.87% 4.76% 5.29% 4.73% 4.19% 3.56% 2.92% 2.75% 2.86% 2.81% 2.31%