MONETA Money Bank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czech Republic | February 7, 2020
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Excel Sheet

MONETA Money Bank's non-performing loans reached 1.80% of total loans at the end of 2019, down from 2.80% compared to the previous year. Historically, the NPL ratio hit an all time high of 23.3% in 2000 and an all time low of 1.80% in 2019.

Provision coverage amounted to 109% at the end of 2019, up from 99.9% compared to a year earlier.

The bank created loan loss provisions worth of 0.349% of average loans in 2019. That's compared to 0.502% of loans the bank put aside to its cost on average in the last five years.

Comparing MONETA Money Bank with its closest peers, Komercni Banka operated at the end of 2019 with NPL ratio of 2.13% and provision coverage of 58.5%.

You can see all the bank’s data at MONETA Money Bank Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2012 2013 2014 2015 2016 2017 2018 2019
Air Bank % 5.03% 5.55% 4.67% 4.17% 2.98% ...
Banka Creditas % 20.1% 20.0% 13.3% 11.9% 9.76% ...
Ceska Sporitelna % 4.87% 4.43% 3.82% 3.12% 2.10% ...
Ceskomoravska Stavebni Sporitelna % 2.90% 2.66% 2.67% 2.31% 2.24% ...
CSOB % 4.79% 4.19% 3.73% 3.03% 2.04% ...
Equa Bank % 2.04% 2.53% 3.01% 1.15% 1.47% ...
Expobank Czech Republic % 11.9% 3.44% 5.55% 6.47% 4.48% ...
Fio banka % 15.7% 13.5% 11.4% 9.94% 7.92% ...
Hypotecni Banka % 3.76% 5.24% 3.12% 2.32% 1.66% ...
J&T Banka % 8.99% 4.72% 10.2% 10.0% 10.7% ... ...
Komercni Banka % 5.60% 5.21% 4.20% 3.80% 3.06%
Modra Pyramida Stavebni Sporitelna % 3.99% 4.55% 4.99% 4.17% 2.61% ...
MONETA Money Bank % 14.8% 12.9% 11.7% 5.97% 4.10%
Moravsky Penezni Ustav % 32.7% 39.0% 39.4% 24.4% 26.4% ... ...
PPF Banka % 0.642% 8.26% 8.95% 7.63% 10.4% ...
Raiffeisen Stavebni Sporitelna % 3.36% 3.50% 3.90% 3.48% 2.95% ... ...
Raiffeisenbank Czech Republic % 6.74% 5.98% 4.68% 3.60% 2.46% ...
Sberbank Czech Republic % 7.94% 5.95% 5.19% 5.74% 5.43% ...
Stavebni Sporitelna Ceske Sporitelny % 4.81% 4.60% 2.59% 2.43% 2.03% ... ...
UniCredit Czech Republic % 4.83% 5.88% 5.06% 4.13% 3.42% ...
Wustenrot Hypotecni banka % 4.32% 4.62% 3.50% 3.77% 2.46% ...
Wustenrot Stavebni Sporitelna % 2.61% 3.16% 3.29% 3.65% 3.99% ...
AVERAGE % 7.64% 7.84% 7.72% 7.22% 5.78% 5.21% 3.93% 1.97%