Pekao's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.404% in the second quarter of 2023, up from 0.144% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 4.18% in 2Q2002 and an all time low of -0.212% in 3Q2007. The average cost of risk in the last six quarters amounted to 0.572%.
On the other hand, average asset yield was 6.32% in 2Q2023, up from 4.45% when compared to the same period last year. Cost of funding amounted to 2.41% in 2Q2023, up from 0.779%.
When compared to bank's main peers, PKO BP operated in the second quarter of 2023 with a cost of risk of 2.33% Santander Bank Polska reached 1.65% and ING Bank Slaski some 0.346%.
You can see all the bank’s data at Pekao Profile, or you can download a report on the bank in the report section.
Helgi Library 
