Ping An Bank's net interest margin amounted to 2.24% in 2018, down from 2.39% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 5.77% in 1997 and an all time low of 1.95% in 2003. The average margin in the last five years amounted to 2.57%.
Average asset yield was 4.89% in 2018, up from 4.77% when compared to previous year. On the other hand, cost of funding amounted to 2.84% in 2018, up from 2.56%.
Comparing Ping An Bank with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.
You can see all the bank’s data at Ping An Bank Profile, or you can download a report on the bank in the report section.
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